Pinnacle Bank
Jasper, AL
IDRSSD: 288376
Total Assets
$355.04M
Latest filing
Total Deposits
$329.06M
Latest filing
Net Interest Margin
3.69%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Pinnacle Bank
1811 2nd Ave
Jasper, AL 35501
Full Service - Brick and Mortar
Updated 11/14/2025Established 11/01/1935FDIC Certificate 42382
Branches (6)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Pinnacle Bank (Main) | 1811 2nd Ave | Jasper, AL |
| BRYAN ROAD BRANCH | 790 Highway 78 | Sumiton, AL |
| 78 HIGHWAY DRIVE THROUGH | 100 22nd Ave E | Jasper, AL |
| MONTGOMERY HIGHWAY BRANCH | 2039 Canyon Rd | Vestavia Hills, AL |
| TRUSSVILLE BRANCH | 2064 Gadsden Highway | Trussville, AL |
| 1012 20TH ST BRANCH | 1012 20th St | Haleyville, AL |
| GARDENDALE BRANCH | 101 Pinnacle Dr | Gardendale, AL |
Showing 6 of 6
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 11/01/1935 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 35501 |
| State and County Number | 01127 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 06 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Atlanta |
| Core Based Statistical Area Name | Jasper, AL |
Operational Info
| Number of Employees | 52 |
| Domestic Offices | 7 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 08/09/1989 |
| Primary Insurance Agency | DIF |
| Website | www.pinnaclebanc.com |
| Data Updated | 11/14/2025 |
| CERT | 29548 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $355.04M |
| Total Deposits | $329.06M |
| Total Liabilities | $335.10M |
| Total Equity Capital | $19.93M |
| Net Income | $1.09M |
| Net Loans and Leases | $126.01M |
| Assets Per Employee ($Millions) | $6.83M |
| Bank Premises and Fixed Assets | $8.14M |
| Cash and Balances due from Depository Institutions | $19.64M |
| Deposits Held in Domestic Offices | $329.06M |
Key Performance Ratios
| Return on Assets (ROA) | 1.23% |
| Return on Equity (ROE) | 24.11% |
| Net Interest Margin | 3.69% |
| Efficiency Ratio | 60.17% |
| Tier 1 Risk-Based Capital Ratio | 20.323% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 5.615% |
| Earning Assets to total Assets | 90.31% |
Income and Expense
| Total Interest Income | $4.02M |
| Total Noninterest Income | $532.00k |
| Total Interest Expense | $1.08M |
| Total Noninterest Expense | $2.09M |
| Net Interest Income | $2.94M |
| Pre-tax Net Operating Income | $1.39M |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $4.23M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.81M |
| Total Liabilities and Capital | $355.04M |
Securities
| Securities | $177.99M |
| Available-for-sale debt securities | $177.99M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Pinnacle Bank?
$355.04M as of the latest filing.
How much are Pinnacle Bank's total deposits?
$329.06M in total deposits.
Where is Pinnacle Bank located?
Jasper, AL.
What is the Net Interest Margin?
3.69%.
How many domestic offices does it operate?
7.
When was it established?
11/01/1935.
What is the Return on Assets (ROA)?
1.23%.
How much are total loans and leases?
$126.01M (latest filing).
What is the total interest income (latest filing)?
$4.02M.