FirstState Bank
Lineville, AL
IDRSSD: 540739
Total Assets
$346.71M
Latest filing
Total Deposits
$322.11M
Latest filing
Net Interest Margin
3.90%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
FirstState Bank
88730 Highway 9
Lineville, AL 36266
Full Service - Brick and Mortar
Updated 11/14/2025Established 08/24/1971FDIC Certificate 14114
Branches (2)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| FirstState Bank (Main) | 88730 Highway 9 | Lineville, AL |
| ASHLAND SOUTH BRANCH | 40655 Highway 77 | Ashland, AL |
| LAKE WEDOWEE BRANCH | 120 Main Street North | Wedowee, AL |
Showing 2 of 2
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 08/24/1971 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 36266 |
| State and County Number | 01027 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 06 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Atlanta |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 54 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 08/24/1971 |
| Primary Insurance Agency | DIF |
| Website | www.firststatebank.bank |
| Data Updated | 11/14/2025 |
| CERT | 20468 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $346.71M |
| Total Deposits | $322.11M |
| Total Liabilities | $324.57M |
| Total Equity Capital | $22.14M |
| Net Income | $832.00k |
| Net Loans and Leases | $150.77M |
| Assets Per Employee ($Millions) | $6.19M |
| Bank Premises and Fixed Assets | $6.33M |
| Cash and Balances due from Depository Institutions | $41.39M |
| Deposits Held in Domestic Offices | $322.11M |
Key Performance Ratios
| Return on Assets (ROA) | 0.97% |
| Return on Equity (ROE) | 16.3% |
| Net Interest Margin | 3.9% |
| Efficiency Ratio | 69.69% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 6.385% |
| Earning Assets to total Assets | 93.91% |
Income and Expense
| Total Interest Income | $4.72M |
| Total Noninterest Income | $373.00k |
| Total Interest Expense | $1.59M |
| Total Noninterest Expense | $2.44M |
| Net Interest Income | $3.13M |
| Pre-tax Net Operating Income | $1.06M |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $491.00k |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $2.46M |
| Total Liabilities and Capital | $346.71M |
Securities
| Securities | $136.43M |
| Available-for-sale debt securities | $136.43M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of FirstState Bank?
$346.71M as of the latest filing.
How much are FirstState Bank's total deposits?
$322.11M in total deposits.
Where is FirstState Bank located?
Lineville, AL.
What is the Net Interest Margin?
3.90%.
How many domestic offices does it operate?
3.
When was it established?
08/24/1971.
What is the Return on Assets (ROA)?
0.97%.
How much are total loans and leases?
$150.77M (latest filing).
What is the total interest income (latest filing)?
$4.72M.