First Jackson Bank, Inc.
Stevenson, AL
IDRSSD: 248633
Total Assets
$449.27M
Latest filing
Total Deposits
$357.54M
Latest filing
Net Interest Margin
3.85%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
First Jackson Bank, Inc.
43243 Us Highway 72
Stevenson, AL 35772
Full Service - Brick and Mortar
Updated 01/30/2026Established 04/10/1981FDIC Certificate 16391
Branches (6)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| First Jackson Bank, Inc. (Main) | 43243 Us Highway 72 | Stevenson, AL |
| BRIDGEPORT BRANCH | 50550 Al Highway 277 | Bridgeport, AL |
| SCOTTSBORO BRANCH | 408 E Laurel St | Scottsboro, AL |
| SCOTTSBORO WAL-MART BRANCH | 24807 John T Reid Pkwy | Scottsboro, AL |
| WAL-MART SHOPPING CENTER BRANCH | 308 Sutton Rd Se | Owens Cross Roads, AL |
| SOUTH PITTSBURG BRANCH | 201 Battlecreek Rd | South Pittsburg, TN |
| SKYLINE BRANCH | 21783 Al Highway 79 | Scottsboro, AL |
Showing 6 of 6
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 04/10/1981 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 35772 |
| State and County Number | 01071 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 06 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Atlanta |
| Core Based Statistical Area Name | Scottsboro, AL |
Operational Info
| Number of Employees | 45 |
| Domestic Offices | 7 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 04/10/1981 |
| Primary Insurance Agency | DIF |
| Website | www.firstjacksonbank.com |
| Data Updated | 01/30/2026 |
| CERT | 23376 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $449.27M |
| Total Deposits | $357.54M |
| Total Liabilities | $389.29M |
| Total Equity Capital | $59.99M |
| Net Income | $1.62M |
| Net Loans and Leases | $316.68M |
| Assets Per Employee ($Millions) | $9.36M |
| Bank Premises and Fixed Assets | $5.68M |
| Cash and Balances due from Depository Institutions | $12.98M |
| Deposits Held in Domestic Offices | $357.54M |
Key Performance Ratios
| Return on Assets (ROA) | 1.46% |
| Return on Equity (ROE) | 10.99% |
| Net Interest Margin | 3.85% |
| Efficiency Ratio | 44.67% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.08% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 13.352% |
| Earning Assets to total Assets | 94.41% |
Income and Expense
| Total Interest Income | $6.78M |
| Total Noninterest Income | $199.00k |
| Total Interest Expense | $2.74M |
| Total Noninterest Expense | $1.89M |
| Net Interest Income | $4.04M |
| Pre-tax Net Operating Income | $2.26M |
| Provision for Credit Losses | $89.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $1.16M |
| Other borrowed funds | $18.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $18.66M |
| Federal Funds Purchased and Repurchased Agreement | $10.50M |
| All Other Liabilities | $3.25M |
| Total Liabilities and Capital | $449.27M |
Securities
| Securities | $88.06M |
| Available-for-sale debt securities | $85.96M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $1.78M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of First Jackson Bank, Inc.?
$449.27M as of the latest filing.
How much are First Jackson Bank, Inc.'s total deposits?
$357.54M in total deposits.
Where is First Jackson Bank, Inc. located?
Stevenson, AL.
What is the Net Interest Margin?
3.85%.
How many domestic offices does it operate?
7.
When was it established?
04/10/1981.
What is the Return on Assets (ROA)?
1.46%.
How much are total loans and leases?
$316.68M (latest filing).
What is the total interest income (latest filing)?
$6.78M.