First National Bank of Omaha

Omaha, NE
IDRSSD: 527954
Total Assets
$32.34B
Latest filing
Total Deposits
$26.12B
Latest filing
Net Interest Margin
6.96%
Profitability

Locations

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Main Office
First National Bank of Omaha
1601 Capitol Avenue
Omaha, NE 68102
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1857FDIC Certificate 3692

Branches (141)

Page 1 of 21
NameAddressCity / State
First National Bank of Omaha (Main)1601 Capitol AvenueOmaha, NE
KEARNEY BRANCH2223 2nd AveKearney, NE
FRISCO BRANCH4500 Preston RdFrisco, TX
SHAWNEE MISSION BRANCH9400 Mission RdShawnee Mission, KS
FIRST NATIONAL BANK OF SOUTH DAKOTA BRANCH332 Broadway AveYankton, SD
INDIAN CREEK MALL2205 N 6th StBeatrice, NE
FORT COLLINS BRANCH1600 N College AveFort Collins, CO
THE FIRST NATIONAL BANK OF MARENGO BRANCH677 E Grant HwyMarengo, IL
Showing 7 of 141

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, national (federal) charter, Fed member, and supervised by the OCC
Primary RegulatorOCC
Established Date01/01/1857
Community BankNo
Ownership TypeNot Mutual
ZIP68102
State and County Number31055
Subchapter S CorporationsNo
Trust PowersFull Trust Powers Granted
Federal Reserve ID Number10
Numeric code3
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameOmaha-Council Bluffs, NE-IA

Operational Info

Number of Employees3,969
Domestic Offices120
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date10/01/2025
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitewww.fnbo.com
Data Updated11/14/2025
CERT5452
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$32.34B
Total Deposits$26.12B
Total Liabilities$28.73B
Total Equity Capital$3.61B
Net Income$152.85M
Net Loans and Leases$21.99B
Assets Per Employee ($Millions)$8.32M
Bank Premises and Fixed Assets$443.12M
Cash and Balances due from Depository Institutions$1.84B
Deposits Held in Domestic Offices$26.12B

Key Performance Ratios

Return on Assets (ROA)1.91%
Return on Equity (ROE)17.36%
Net Interest Margin6.96%
Efficiency Ratio47.17%
Tier 1 Risk-Based Capital Ratio12.842%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets1.56%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets11.172%
Earning Assets to total Assets89.59%

Income and Expense

Total Interest Income$657.50M
Total Noninterest Income$120.20M
Total Interest Expense$158.48M
Total Noninterest Expense$294.91M
Net Interest Income$499.02M
Pre-tax Net Operating Income$200.00M
Provision for Credit Losses$124.31M
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$4.77M
Other borrowed funds$2.00B
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$7.34M
All Other Liabilities$604.22M
Total Liabilities and Capital$32.34B

Securities

Securities$5.58B
Available-for-sale debt securities$5.44B
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$125.95M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of First National Bank of Omaha?
$32.34B as of the latest filing.
How much are First National Bank of Omaha's total deposits?
$26.12B in total deposits.
Where is First National Bank of Omaha located?
Omaha, NE.
What is the Net Interest Margin?
6.96%.
How many domestic offices does it operate?
120.
When was it established?
01/01/1857.
What is the Return on Assets (ROA)?
1.91%.
How much are total loans and leases?
$21.99B (latest filing).
What is the total interest income (latest filing)?
$657.50M.