First Peoples Bank
Pine Mountain, GA
IDRSSD: 1459799
Total Assets
$444.58M
Latest filing
Total Deposits
$383.05M
Latest filing
Net Interest Margin
4.65%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
061103849PINE MOUNTAIN, GA
Key People
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Locations
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Main Office
First Peoples Bank
105 Chipley St
Pine Mountain, GA 31822
Full Service - Brick and Mortar
Updated 01/30/2026Established 07/09/1990FDIC Certificate 46191
Branches (5)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| First Peoples Bank (Main) | 105 Chipley St | Pine Mountain, GA |
| HAMILTON BRANCH | 121 S College St | Hamilton, GA |
| OLD TOWN BRANCH | 8188 Frank Houser Ave. | Columbus, GA |
| MCDONOUGH BRANCH | 115 Westridge Industrial Blvd | Mcdonough, GA |
| LAGRANGE BRANCH | 206 W Haralson St | Lagrange, GA |
| GREENVILLE BRANCH | 412 Lagrange St | Greenville, GA |
Showing 5 of 5
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 07/09/1990 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 31822 |
| State and County Number | 13145 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 06 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Atlanta |
| Core Based Statistical Area Name | Columbus, GA-AL |
Operational Info
| Number of Employees | 66 |
| Domestic Offices | 4 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 07/09/1990 |
| Primary Insurance Agency | DIF |
| Website | www.firstpeoplesbank.com |
| Data Updated | 01/30/2026 |
| CERT | 33010 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $444.58M |
| Total Deposits | $383.05M |
| Total Liabilities | $392.81M |
| Total Equity Capital | $51.77M |
| Net Income | $1.23M |
| Net Loans and Leases | $301.79M |
| Assets Per Employee ($Millions) | $6.17M |
| Bank Premises and Fixed Assets | $6.61M |
| Cash and Balances due from Depository Institutions | $76.20M |
| Deposits Held in Domestic Offices | $383.05M |
Key Performance Ratios
| Return on Assets (ROA) | 1.19% |
| Return on Equity (ROE) | 10.68% |
| Net Interest Margin | 4.65% |
| Efficiency Ratio | 64.46% |
| Tier 1 Risk-Based Capital Ratio | 16.279% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.14% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 11.644% |
| Earning Assets to total Assets | 92.82% |
Income and Expense
| Total Interest Income | $6.13M |
| Total Noninterest Income | $331.00k |
| Total Interest Expense | $1.64M |
| Total Noninterest Expense | $3.11M |
| Net Interest Income | $4.50M |
| Pre-tax Net Operating Income | $1.57M |
| Provision for Credit Losses | $150.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $5.75M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $4.01M |
| Total Liabilities and Capital | $444.58M |
Securities
| Securities | $45.08M |
| Available-for-sale debt securities | $45.08M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of First Peoples Bank?
$444.58M as of the latest filing.
How much are First Peoples Bank's total deposits?
$383.05M in total deposits.
Where is First Peoples Bank located?
Pine Mountain, GA.
What is the Net Interest Margin?
4.65%.
How many domestic offices does it operate?
4.
When was it established?
07/09/1990.
What is the Return on Assets (ROA)?
1.19%.
How much are total loans and leases?
$301.79M (latest filing).
What is the total interest income (latest filing)?
$6.13M.