First Peoples Bank
Pine Mountain, GA
IDRSSD: 1459799
Total Assets
$385.20M
Latest filing
Total Deposits
$324.80M
Latest filing
Net Interest Margin
4.70%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
First Peoples Bank
105 Chipley St
Pine Mountain, GA 31822
Full Service - Brick and Mortar
Updated 11/14/2025Established 07/09/1990FDIC Certificate 46191
Branches (4)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| First Peoples Bank (Main) | 105 Chipley St | Pine Mountain, GA |
| HAMILTON BRANCH | 121 S College St | Hamilton, GA |
| OLD TOWN BRANCH | 8188 Frank Houser Ave. | Columbus, GA |
| MCDONOUGH BRANCH | 115 Westridge Industrial Blvd | Mcdonough, GA |
| GREENVILLE BRANCH | 412 Lagrange St | Greenville, GA |
Showing 4 of 4
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 07/09/1990 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 31822 |
| State and County Number | 13145 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 06 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Atlanta |
| Core Based Statistical Area Name | Columbus, GA-AL |
Operational Info
| Number of Employees | 60 |
| Domestic Offices | 4 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 07/09/1990 |
| Primary Insurance Agency | DIF |
| Website | www.firstpeoplesbank.com |
| Data Updated | 11/14/2025 |
| CERT | 33010 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $385.20M |
| Total Deposits | $324.80M |
| Total Liabilities | $344.83M |
| Total Equity Capital | $40.37M |
| Net Income | $1.08M |
| Net Loans and Leases | $286.93M |
| Assets Per Employee ($Millions) | $5.84M |
| Bank Premises and Fixed Assets | $5.00M |
| Cash and Balances due from Depository Institutions | $42.32M |
| Deposits Held in Domestic Offices | $324.80M |
Key Performance Ratios
| Return on Assets (ROA) | 1.14% |
| Return on Equity (ROE) | 10.97% |
| Net Interest Margin | 4.7% |
| Efficiency Ratio | 65.29% |
| Tier 1 Risk-Based Capital Ratio | 13.695% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.16% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.48% |
| Earning Assets to total Assets | 93.63% |
Income and Expense
| Total Interest Income | $6.05M |
| Total Noninterest Income | $315.00k |
| Total Interest Expense | $1.86M |
| Total Noninterest Expense | $2.94M |
| Net Interest Income | $4.19M |
| Pre-tax Net Operating Income | $1.41M |
| Provision for Credit Losses | $150.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $15.75M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $4.29M |
| Total Liabilities and Capital | $385.20M |
Securities
| Securities | $40.90M |
| Available-for-sale debt securities | $40.90M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of First Peoples Bank?
$385.20M as of the latest filing.
How much are First Peoples Bank's total deposits?
$324.80M in total deposits.
Where is First Peoples Bank located?
Pine Mountain, GA.
What is the Net Interest Margin?
4.70%.
How many domestic offices does it operate?
4.
When was it established?
07/09/1990.
What is the Return on Assets (ROA)?
1.14%.
How much are total loans and leases?
$286.93M (latest filing).
What is the total interest income (latest filing)?
$6.05M.