Great Oaks Bank
Richmond Hill, GA
IDRSSD: 364131
Total Assets
$408.88M
Latest filing
Total Deposits
$368.89M
Latest filing
Net Interest Margin
4.63%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Great Oaks Bank
42 Town Center Dr
Richmond Hill, GA 31324
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1934FDIC Certificate 10891
Branches (5)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Great Oaks Bank (Main) | 42 Town Center Dr | Richmond Hill, GA |
| RHINE BRANCH | 390 2nd St | Rhine, GA |
| COCHRAN BRANCH | 127 S 6th St | Cochran, GA |
| SAVANNAH QUARTERS BRANCH | 2100 Pooler Pkwy | Pooler, GA |
| SAVANNAH SOUTHSIDE BRANCH | 7426 Hodgson Memorial Dr | Savannah, GA |
| EASTMAN BRANCH | 5101 5th Ave | Eastman, GA |
Showing 5 of 5
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1934 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 31324 |
| State and County Number | 13029 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 06 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Atlanta |
| Core Based Statistical Area Name | Savannah, GA |
Operational Info
| Number of Employees | 69 |
| Domestic Offices | 6 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 05/15/2025 |
| Date of Deposit Insurance | 04/01/1949 |
| Primary Insurance Agency | DIF |
| Website | www.greatoaks.bank |
| Data Updated | 11/14/2025 |
| CERT | 16780 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $408.88M |
| Total Deposits | $368.89M |
| Total Liabilities | $375.37M |
| Total Equity Capital | $33.51M |
| Net Income | $1.58M |
| Net Loans and Leases | $260.31M |
| Assets Per Employee ($Millions) | $6.01M |
| Bank Premises and Fixed Assets | $8.26M |
| Cash and Balances due from Depository Institutions | $36.11M |
| Deposits Held in Domestic Offices | $368.89M |
Key Performance Ratios
| Return on Assets (ROA) | 1.57% |
| Return on Equity (ROE) | 19.28% |
| Net Interest Margin | 4.63% |
| Efficiency Ratio | 65.36% |
| Tier 1 Risk-Based Capital Ratio | 12.761% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.1% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.197% |
| Earning Assets to total Assets | 95.19% |
Income and Expense
| Total Interest Income | $6.06M |
| Total Noninterest Income | $408.00k |
| Total Interest Expense | $1.63M |
| Total Noninterest Expense | $3.17M |
| Net Interest Income | $4.44M |
| Pre-tax Net Operating Income | $1.58M |
| Provision for Credit Losses | $101.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $200.00k |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $6.48M |
| Total Liabilities and Capital | $408.88M |
Securities
| Securities | $96.57M |
| Available-for-sale debt securities | $96.57M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Great Oaks Bank?
$408.88M as of the latest filing.
How much are Great Oaks Bank's total deposits?
$368.89M in total deposits.
Where is Great Oaks Bank located?
Richmond Hill, GA.
What is the Net Interest Margin?
4.63%.
How many domestic offices does it operate?
6.
When was it established?
01/01/1934.
What is the Return on Assets (ROA)?
1.57%.
How much are total loans and leases?
$260.31M (latest filing).
What is the total interest income (latest filing)?
$6.06M.