Bank of Madison
Madison, GA
IDRSSD: 752831
Total Assets
$426.34M
Latest filing
Total Deposits
$379.70M
Latest filing
Net Interest Margin
4.64%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
061102442MADISON, GA
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Bank of Madison
133 N Main St
Madison, GA 30650
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1890FDIC Certificate 115
Branches (3)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Bank of Madison (Main) | 133 N Main St | Madison, GA |
| DRIVE-IN FACILITY | 153 N Main St | Madison, GA |
| EATONTON ROAD BRANCH | 1540 Eatonton Rd | Madison, GA |
| SOCIAL CIRCLE BRANCH | 1281 N Cherokee Rd | Social Circle, GA |
Showing 3 of 3
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1890 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 30650 |
| State and County Number | 13211 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 06 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Atlanta |
| Core Based Statistical Area Name | Atlanta-Sandy Springs-Alpharetta, GA |
Operational Info
| Number of Employees | 65 |
| Domestic Offices | 4 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.bankofmadisonga.com |
| Data Updated | 01/30/2026 |
| CERT | 148 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $426.34M |
| Total Deposits | $379.70M |
| Total Liabilities | $383.45M |
| Total Equity Capital | $42.89M |
| Net Income | $1.74M |
| Net Loans and Leases | $315.24M |
| Assets Per Employee ($Millions) | $6.56M |
| Bank Premises and Fixed Assets | $1.76M |
| Cash and Balances due from Depository Institutions | $20.69M |
| Deposits Held in Domestic Offices | $379.70M |
Key Performance Ratios
| Return on Assets (ROA) | 1.62% |
| Return on Equity (ROE) | 16.26% |
| Net Interest Margin | 4.64% |
| Efficiency Ratio | 56.58% |
| Tier 1 Risk-Based Capital Ratio | 13.657% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.11% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.06% |
| Earning Assets to total Assets | 97.35% |
Income and Expense
| Total Interest Income | $6.76M |
| Total Noninterest Income | $270.00k |
| Total Interest Expense | $1.91M |
| Total Noninterest Expense | $2.89M |
| Net Interest Income | $4.84M |
| Pre-tax Net Operating Income | $2.11M |
| Provision for Credit Losses | $115.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $8.00M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $3.75M |
| Total Liabilities and Capital | $426.34M |
Securities
| Securities | $75.90M |
| Available-for-sale debt securities | $62.59M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $13.31M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Bank of Madison?
$426.34M as of the latest filing.
How much are Bank of Madison's total deposits?
$379.70M in total deposits.
Where is Bank of Madison located?
Madison, GA.
What is the Net Interest Margin?
4.64%.
How many domestic offices does it operate?
4.
When was it established?
01/01/1890.
What is the Return on Assets (ROA)?
1.62%.
How much are total loans and leases?
$315.24M (latest filing).
What is the total interest income (latest filing)?
$6.76M.