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Bank of Madison

Madison, GA
IDRSSD: 752831
Total Assets
$433.13M
Latest filing
Total Deposits
$385.33M
Latest filing
Net Interest Margin
4.32%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

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Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date01/01/1890
Community BankYes
Ownership TypeNot Mutual
ZIP30650
State and County Number13211
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number06
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictAtlanta
Core Based Statistical Area NameAtlanta-Sandy Springs-Alpharetta, GA

Operational Info

Number of Employees64
Domestic Offices4
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitewww.bankofmadisonga.com
Data Updated11/14/2025
CERT148
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$433.13M
Total Deposits$385.33M
Total Liabilities$390.19M
Total Equity Capital$42.93M
Net Income$1.95M
Net Loans and Leases$303.48M
Assets Per Employee ($Millions)$6.66M
Bank Premises and Fixed Assets$1.81M
Cash and Balances due from Depository Institutions$21.15M
Deposits Held in Domestic Offices$385.33M

Key Performance Ratios

Return on Assets (ROA)1.8%
Return on Equity (ROE)18.89%
Net Interest Margin4.32%
Efficiency Ratio50.19%
Tier 1 Risk-Based Capital Ratio13.979%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets9.912%
Earning Assets to total Assets97.22%

Income and Expense

Total Interest Income$6.55M
Total Noninterest Income$773.00k
Total Interest Expense$2.00M
Total Noninterest Expense$2.67M
Net Interest Income$4.55M
Pre-tax Net Operating Income$2.65M
Provision for Credit Losses$0
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$23.74M
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$4.86M
Total Liabilities and Capital$433.13M

Securities

Securities$78.11M
Available-for-sale debt securities$64.75M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$13.36M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Bank of Madison?
$433.13M as of the latest filing.
How much are Bank of Madison's total deposits?
$385.33M in total deposits.
Where is Bank of Madison located?
Madison, GA.
What is the Net Interest Margin?
4.32%.
How many domestic offices does it operate?
4.
When was it established?
01/01/1890.
What is the Return on Assets (ROA)?
1.8%.
How much are total loans and leases?
$303.48M (latest filing).
What is the total interest income (latest filing)?
$6.55M.