Planters First Bank
Cordele, GA
IDRSSD: 300933
Total Assets
$453.37M
Latest filing
Total Deposits
$408.81M
Latest filing
Net Interest Margin
5.00%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
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061210965CORDELE, GA
Key People
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Locations
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Main Office
Planters First Bank
1620 E 16th Ave
Cordele, GA 31015
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1896FDIC Certificate 5800
Branches (6)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Planters First Bank (Main) | 1620 E 16th Ave | Cordele, GA |
| OCILLA BRANCH | Cherry And Fourth Streets | Ocilla, GA |
| BROAD STREET FACILITY | 408 Broad St | Hawkinsville, GA |
| HAWKINSVILLE BRANCH | 105 Commerce St | Hawkinsville, GA |
| SAM NUMM BOULEVARD | 1400 Sam Nunn Blvd | Perry, GA |
| WARNER ROBINS BRANCH | 361 S Houston Lake Rd | Warner Robins, GA |
| MACON BRANCH | 201 Sheraton Boulevard | Macon, GA |
Showing 6 of 6
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1896 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 31015 |
| State and County Number | 13081 |
| Subchapter S Corporations | Yes |
| Trust Powers | Limited Trust Powers Granted |
| Federal Reserve ID Number | 06 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Atlanta |
| Core Based Statistical Area Name | Cordele, GA |
Operational Info
| Number of Employees | 80 |
| Domestic Offices | 7 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.plantersfirst.bank |
| Data Updated | 01/30/2026 |
| CERT | 9064 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $453.37M |
| Total Deposits | $408.81M |
| Total Liabilities | $411.94M |
| Total Equity Capital | $41.43M |
| Net Income | $2.02M |
| Net Loans and Leases | $308.56M |
| Assets Per Employee ($Millions) | $5.67M |
| Bank Premises and Fixed Assets | $7.44M |
| Cash and Balances due from Depository Institutions | $45.03M |
| Deposits Held in Domestic Offices | $408.81M |
Key Performance Ratios
| Return on Assets (ROA) | 1.8% |
| Return on Equity (ROE) | 19.35% |
| Net Interest Margin | 5% |
| Efficiency Ratio | 62.19% |
| Tier 1 Risk-Based Capital Ratio | 14.085% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.2% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.139% |
| Earning Assets to total Assets | 91.92% |
Income and Expense
| Total Interest Income | $6.25M |
| Total Noninterest Income | $943.00k |
| Total Interest Expense | $1.09M |
| Total Noninterest Expense | $3.79M |
| Net Interest Income | $5.16M |
| Pre-tax Net Operating Income | $2.09M |
| Provision for Credit Losses | $220.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $2.99M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $3.13M |
| Total Liabilities and Capital | $453.37M |
Securities
| Securities | $72.32M |
| Available-for-sale debt securities | $72.31M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Planters First Bank?
$453.37M as of the latest filing.
How much are Planters First Bank's total deposits?
$408.81M in total deposits.
Where is Planters First Bank located?
Cordele, GA.
What is the Net Interest Margin?
5.00%.
How many domestic offices does it operate?
7.
When was it established?
01/01/1896.
What is the Return on Assets (ROA)?
1.8%.
How much are total loans and leases?
$308.56M (latest filing).
What is the total interest income (latest filing)?
$6.25M.