Planters First Bank
Cordele, GA
IDRSSD: 300933
Total Assets
$442.72M
Latest filing
Total Deposits
$398.04M
Latest filing
Net Interest Margin
4.88%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Planters First Bank
1620 E 16th Ave
Cordele, GA 31015
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1896FDIC Certificate 5800
Branches (6)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Planters First Bank (Main) | 1620 E 16th Ave | Cordele, GA |
| OCILLA BRANCH | Cherry And Fourth Streets | Ocilla, GA |
| BROAD STREET FACILITY | 408 Broad St | Hawkinsville, GA |
| HAWKINSVILLE BRANCH | 105 Commerce St | Hawkinsville, GA |
| SAM NUMM BOULEVARD | 1400 Sam Nunn Blvd | Perry, GA |
| WARNER ROBINS BRANCH | 361 S Houston Lake Rd | Warner Robins, GA |
| MACON BRANCH | 201 Sheraton Boulevard | Macon, GA |
Showing 6 of 6
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1896 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 31015 |
| State and County Number | 13081 |
| Subchapter S Corporations | Yes |
| Trust Powers | Limited Trust Powers Granted |
| Federal Reserve ID Number | 06 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Atlanta |
| Core Based Statistical Area Name | Cordele, GA |
Operational Info
| Number of Employees | 81 |
| Domestic Offices | 7 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.plantersfirst.bank |
| Data Updated | 11/14/2025 |
| CERT | 9064 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $442.72M |
| Total Deposits | $398.04M |
| Total Liabilities | $400.82M |
| Total Equity Capital | $41.90M |
| Net Income | $2.10M |
| Net Loans and Leases | $308.54M |
| Assets Per Employee ($Millions) | $5.53M |
| Bank Premises and Fixed Assets | $7.59M |
| Cash and Balances due from Depository Institutions | $25.66M |
| Deposits Held in Domestic Offices | $398.04M |
Key Performance Ratios
| Return on Assets (ROA) | 1.9% |
| Return on Equity (ROE) | 21.03% |
| Net Interest Margin | 4.88% |
| Efficiency Ratio | 60.95% |
| Tier 1 Risk-Based Capital Ratio | 14.105% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.14% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.465% |
| Earning Assets to total Assets | 92.19% |
Income and Expense
| Total Interest Income | $6.15M |
| Total Noninterest Income | $930.00k |
| Total Interest Expense | $1.17M |
| Total Noninterest Expense | $3.61M |
| Net Interest Income | $4.99M |
| Pre-tax Net Operating Income | $2.16M |
| Provision for Credit Losses | $150.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $9.87M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $2.78M |
| Total Liabilities and Capital | $442.72M |
Securities
| Securities | $73.88M |
| Available-for-sale debt securities | $73.86M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Planters First Bank?
$442.72M as of the latest filing.
How much are Planters First Bank's total deposits?
$398.04M in total deposits.
Where is Planters First Bank located?
Cordele, GA.
What is the Net Interest Margin?
4.88%.
How many domestic offices does it operate?
7.
When was it established?
01/01/1896.
What is the Return on Assets (ROA)?
1.9%.
How much are total loans and leases?
$308.54M (latest filing).
What is the total interest income (latest filing)?
$6.15M.