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First Minnetonka City Bank

Minnetonka, MN
IDRSSD: 691556
Total Assets
$241.06M
Latest filing
Total Deposits
$215.47M
Latest filing
Net Interest Margin
2.63%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

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Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date07/27/1964
Community BankYes
Ownership TypeNot Mutual
ZIP55345
State and County Number27053
Subchapter S CorporationsYes
Trust PowersN/A
Federal Reserve ID Number09
Numeric code21
Insured by FDICInstitution closed or not insured by FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameMinneapolis-St. Paul-Bloomington, MN-WI

Operational Info

Number of Employees33
Domestic Offices2
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date12/13/2024
Date of Deposit Insurance07/27/1964
Primary Insurance AgencyDIF
WebsiteN/A
Data Updated11/28/2025
CERT19188
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$241.06M
Total Deposits$215.47M
Total Liabilities$219.91M
Total Equity Capital$21.15M
Net Income$191.00k
Net Loans and Leases$127.79M
Assets Per Employee ($Millions)$7.31M
Bank Premises and Fixed Assets$2.45M
Cash and Balances due from Depository Institutions$9.28M
Deposits Held in Domestic Offices$215.47M

Key Performance Ratios

Return on Assets (ROA)0.32%
Return on Equity (ROE)3.9%
Net Interest Margin2.63%
Efficiency Ratio86.81%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets8.774%
Earning Assets to total Assets94.06%

Income and Expense

Total Interest Income$2.41M
Total Noninterest Income$301.00k
Total Interest Expense$913.00k
Total Noninterest Expense$1.56M
Net Interest Income$1.50M
Pre-tax Net Operating Income$237.00k
Provision for Credit Losses$0
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets—
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$3.60M
All Other Liabilities$841.00k
Total Liabilities and Capital$241.06M

Securities

Securities$94.07M
Available-for-sale debt securities$94.07M
Equity securities with readily determinable fair values not held for trading—
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of First Minnetonka City Bank?
$241.06M as of the latest filing.
How much are First Minnetonka City Bank's total deposits?
$215.47M in total deposits.
Where is First Minnetonka City Bank located?
Minnetonka, MN.
What is the Net Interest Margin?
2.63%.
How many domestic offices does it operate?
2.
When was it established?
07/27/1964.
What is the Return on Assets (ROA)?
0.32%.
How much are total loans and leases?
$127.79M (latest filing).
What is the total interest income (latest filing)?
$2.41M.