The Wanda State Bank
Wanda, MN
IDRSSD: 190956
Total Assets
$234.21M
Latest filing
Total Deposits
$205.87M
Latest filing
Net Interest Margin
3.38%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
091209797WANDA, MN
Key People
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Locations
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Main Office
The Wanda State Bank
121 W Main St
Wanda, MN 56294
Full Service - Brick and Mortar
Updated 01/30/2026Established 06/01/1932FDIC Certificate 1273
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| The Wanda State Bank (Main) | 121 W Main St | Wanda, MN |
| FRANKLIN STATE BANK BRANCH | 278 2nd Ave E | Franklin, MN |
Showing 1 of 1
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 06/01/1932 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 56294 |
| State and County Number | 27127 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 09 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 19 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 04/25/2025 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.wandastatebank.com |
| Data Updated | 01/30/2026 |
| CERT | 1908 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $234.21M |
| Total Deposits | $205.87M |
| Total Liabilities | $207.30M |
| Total Equity Capital | $26.92M |
| Net Income | $371.00k |
| Net Loans and Leases | $139.25M |
| Assets Per Employee ($Millions) | $12.33M |
| Bank Premises and Fixed Assets | $2.69M |
| Cash and Balances due from Depository Institutions | $12.32M |
| Deposits Held in Domestic Offices | $205.87M |
Key Performance Ratios
| Return on Assets (ROA) | 0.64% |
| Return on Equity (ROE) | 5.6% |
| Net Interest Margin | 3.38% |
| Efficiency Ratio | 53.92% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.13% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 11.492% |
| Earning Assets to total Assets | 89.42% |
Income and Expense
| Total Interest Income | $2.73M |
| Total Noninterest Income | $247.00k |
| Total Interest Expense | $977.00k |
| Total Noninterest Expense | $1.27M |
| Net Interest Income | $1.76M |
| Pre-tax Net Operating Income | $657.00k |
| Provision for Credit Losses | $75.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $12.24M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.43M |
| Total Liabilities and Capital | $234.21M |
Securities
| Securities | $51.30M |
| Available-for-sale debt securities | $51.28M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The Wanda State Bank?
$234.21M as of the latest filing.
How much are The Wanda State Bank's total deposits?
$205.87M in total deposits.
Where is The Wanda State Bank located?
Wanda, MN.
What is the Net Interest Margin?
3.38%.
How many domestic offices does it operate?
2.
When was it established?
06/01/1932.
What is the Return on Assets (ROA)?
0.64%.
How much are total loans and leases?
$139.25M (latest filing).
What is the total interest income (latest filing)?
$2.73M.