First Farmers & Commercial Bank
Pikeville, TN
IDRSSD: 702836
Total Assets
$220.60M
Latest filing
Total Deposits
$197.50M
Latest filing
Net Interest Margin
4.20%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
First Farmers & Commercial Bank
441 Spring St
Pikeville, TN 37367
Full Service - Brick and Mortar
Updated 01/30/2026Established 09/30/1913FDIC Certificate 3302
Branches (3)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| First Farmers & Commercial Bank (Main) | 441 Spring St | Pikeville, TN |
| DUNLAP BRANCH | 16893 Rankin Ave | Dunlap, TN |
| CROSSVILLE BRANCH | 1251 N Main St | Crossville, TN |
| DAYTON BRANCH | 111 3rd Ave | Dayton, TN |
Showing 3 of 3
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 09/30/1913 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 37367 |
| State and County Number | 47007 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 06 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 53 |
| Domestic Offices | 4 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.ffandcb.com |
| Data Updated | 01/30/2026 |
| CERT | 4960 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $220.60M |
| Total Deposits | $197.50M |
| Total Liabilities | $198.96M |
| Total Equity Capital | $21.64M |
| Net Income | $413.00k |
| Net Loans and Leases | $164.81M |
| Assets Per Employee ($Millions) | $4.09M |
| Bank Premises and Fixed Assets | $6.00M |
| Cash and Balances due from Depository Institutions | $13.49M |
| Deposits Held in Domestic Offices | $197.50M |
Key Performance Ratios
| Return on Assets (ROA) | 0.74% |
| Return on Equity (ROE) | 7.68% |
| Net Interest Margin | 4.2% |
| Efficiency Ratio | 74.63% |
| Tier 1 Risk-Based Capital Ratio | 14.62% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.811% |
| Earning Assets to total Assets | 93.64% |
Income and Expense
| Total Interest Income | $3.35M |
| Total Noninterest Income | $182.00k |
| Total Interest Expense | $1.17M |
| Total Noninterest Expense | $1.77M |
| Net Interest Income | $2.19M |
| Pre-tax Net Operating Income | $599.00k |
| Provision for Credit Losses | $2.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $17.32M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.46M |
| Total Liabilities and Capital | $220.60M |
Securities
| Securities | $13.74M |
| Available-for-sale debt securities | $3.57M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $10.17M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of First Farmers & Commercial Bank?
$220.60M as of the latest filing.
How much are First Farmers & Commercial Bank's total deposits?
$197.50M in total deposits.
Where is First Farmers & Commercial Bank located?
Pikeville, TN.
What is the Net Interest Margin?
4.20%.
How many domestic offices does it operate?
4.
When was it established?
09/30/1913.
What is the Return on Assets (ROA)?
0.74%.
How much are total loans and leases?
$164.81M (latest filing).
What is the total interest income (latest filing)?
$3.35M.