Washita State Bank
Burns Flat, OK
IDRSSD: 1856
Total Assets
$46.28M
Latest filing
Total Deposits
$37.52M
Latest filing
Net Interest Margin
4.39%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Washita State Bank
701 State Highway 44
Burns Flat, OK 73624
Full Service - Brick and Mortar
Updated 11/14/2025Established 03/11/1977FDIC Certificate 15629
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| Washita State Bank (Main) | 701 State Highway 44 | Burns Flat, OK | ||
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 03/11/1977 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 73624 |
| State and County Number | 40149 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 10 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 7 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 05/13/2015 |
| Date of Deposit Insurance | 03/11/1977 |
| Primary Insurance Agency | DIF |
| Website | www.washitastatebank.com |
| Data Updated | 11/14/2025 |
| CERT | 22430 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $46.28M |
| Total Deposits | $37.52M |
| Total Liabilities | $39.59M |
| Total Equity Capital | $6.69M |
| Net Income | $52.00k |
| Net Loans and Leases | $29.13M |
| Assets Per Employee ($Millions) | $6.61M |
| Bank Premises and Fixed Assets | $418.00k |
| Cash and Balances due from Depository Institutions | $6.78M |
| Deposits Held in Domestic Offices | $37.52M |
Key Performance Ratios
| Return on Assets (ROA) | 0.44% |
| Return on Equity (ROE) | 3.13% |
| Net Interest Margin | 4.39% |
| Efficiency Ratio | 85.5% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.14% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 14.454% |
| Earning Assets to total Assets | 95.51% |
Income and Expense
| Total Interest Income | $823.00k |
| Total Noninterest Income | $-20,000 |
| Total Interest Expense | $334.00k |
| Total Noninterest Expense | $401.00k |
| Net Interest Income | $489.00k |
| Pre-tax Net Operating Income | $52.00k |
| Provision for Credit Losses | $16.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $2.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $73.00k |
| Total Liabilities and Capital | $46.28M |
Securities
| Securities | $8.88M |
| Available-for-sale debt securities | $7.88M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $1.00M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Washita State Bank?
$46.28M as of the latest filing.
How much are Washita State Bank's total deposits?
$37.52M in total deposits.
Where is Washita State Bank located?
Burns Flat, OK.
What is the Net Interest Margin?
4.39%.
How many domestic offices does it operate?
1.
When was it established?
03/11/1977.
What is the Return on Assets (ROA)?
0.44%.
How much are total loans and leases?
$29.13M (latest filing).
What is the total interest income (latest filing)?
$823.00k.