First Bank of Bancroft
Bancroft, NE
IDRSSD: 983055
Total Assets
$27.53M
Latest filing
Total Deposits
$23.51M
Latest filing
Net Interest Margin
3.10%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
First Bank of Bancroft
301 Main St
Bancroft, NE 68004
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1884FDIC Certificate 3630
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| First Bank of Bancroft (Main) | 301 Main St | Bancroft, NE | ||
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 01/01/1884 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 68004 |
| State and County Number | 31039 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 10 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 4 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | http://www.firstbancroft.com |
| Data Updated | 11/14/2025 |
| CERT | 5380 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $27.53M |
| Total Deposits | $23.51M |
| Total Liabilities | $23.58M |
| Total Equity Capital | $3.95M |
| Net Income | $69.00k |
| Net Loans and Leases | $13.25M |
| Assets Per Employee ($Millions) | $6.88M |
| Bank Premises and Fixed Assets | $37.00k |
| Cash and Balances due from Depository Institutions | $5.33M |
| Deposits Held in Domestic Offices | $23.51M |
Key Performance Ratios
| Return on Assets (ROA) | 0.97% |
| Return on Equity (ROE) | 7.13% |
| Net Interest Margin | 3.1% |
| Efficiency Ratio | 61.06% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 14.335% |
| Earning Assets to total Assets | 95.92% |
Income and Expense
| Total Interest Income | $305.00k |
| Total Noninterest Income | $14.00k |
| Total Interest Expense | $93.00k |
| Total Noninterest Expense | $138.00k |
| Net Interest Income | $212.00k |
| Pre-tax Net Operating Income | $88.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $75.00k |
| Total Liabilities and Capital | $27.53M |
Securities
| Securities | $8.42M |
| Available-for-sale debt securities | $8.08M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $334.00k |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of First Bank of Bancroft?
$27.53M as of the latest filing.
How much are First Bank of Bancroft's total deposits?
$23.51M in total deposits.
Where is First Bank of Bancroft located?
Bancroft, NE.
What is the Net Interest Margin?
3.10%.
How many domestic offices does it operate?
1.
When was it established?
01/01/1884.
What is the Return on Assets (ROA)?
0.97%.
How much are total loans and leases?
$13.25M (latest filing).
What is the total interest income (latest filing)?
$305.00k.