First Bank of Alabama
Talladega, AL
IDRSSD: 257233
Total Assets
$1.20B
Latest filing
Total Deposits
$1.08B
Latest filing
Net Interest Margin
4.28%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
062200961TALLADEGA, AL
Key People
Loading leadership data...
Locations
Main office and branches. Select to view on the map.
Main Office
First Bank of Alabama
120 North St E
Talladega, AL 35160
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1848FDIC Certificate 1853
Branches (13)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| First Bank of Alabama (Main) | 120 North St E | Talladega, AL |
| LINCOLN BRANCH | 47743 Us Highway 78 | Lincoln, AL |
| MUNFORD BRANCH | 44388 Alabama 21 | Munford, AL |
| WOODLAND BRANCH | 24514 Highway 48 | Woodland, AL |
| ROANOKE BRANCH | 3500 Highway 431 | Roanoke, AL |
| BANK OF WEDOWEE BRANCH | 111 W Broad St | Wedowee, AL |
| RANBURNE BRANCH | 21044 Main St | Ranburne, AL |
| SYLACAUGA BRANCH | 126 N Norton Ave | Sylacauga, AL |
Showing 7 of 13
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
First US Bank
Birmingham, Alabama
→
Assets: $1.15BΔ +2.0%
Metro Bank
Pell City, Alabama
→
Assets: $1.15BΔ +2.2%
Citizens Bank & Trust
Guntersville, Alabama
→
Assets: $1.10BΔ -2.4%
AuburnBank
Auburn, Alabama
→
Assets: $1.01BΔ -10.2%
First Metro Bank
Muscle Shoals, Alabama
→
Assets: $996.00MΔ -11.5%
West Alabama Bank & Trust
Reform, Alabama
→
Assets: $953.86MΔ -15.2%
Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1848 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 35160 |
| State and County Number | 01121 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 06 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Atlanta |
| Core Based Statistical Area Name | Talladega-Sylacauga, AL |
Operational Info
| Number of Employees | 142 |
| Domestic Offices | 14 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 10/01/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.fbal.bank |
| Data Updated | 01/30/2026 |
| CERT | 2832 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $1.20B |
| Total Deposits | $1.08B |
| Total Liabilities | $1.11B |
| Total Equity Capital | $94.51M |
| Net Income | $2.25M |
| Net Loans and Leases | $708.80M |
| Assets Per Employee ($Millions) | $8.13M |
| Bank Premises and Fixed Assets | $40.20M |
| Cash and Balances due from Depository Institutions | $84.73M |
| Deposits Held in Domestic Offices | $1.08B |
Key Performance Ratios
| Return on Assets (ROA) | 0.77% |
| Return on Equity (ROE) | 9.69% |
| Net Interest Margin | 4.28% |
| Efficiency Ratio | 67% |
| Tier 1 Risk-Based Capital Ratio | 13.952% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.58% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 7.851% |
| Earning Assets to total Assets | 90.53% |
Income and Expense
| Total Interest Income | $16.17M |
| Total Noninterest Income | $751.00k |
| Total Interest Expense | $4.93M |
| Total Noninterest Expense | $8.10M |
| Net Interest Income | $11.23M |
| Pre-tax Net Operating Income | $2.20M |
| Provision for Credit Losses | $1.69M |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $1.52M |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $52.11M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $31.70M |
| Total Liabilities and Capital | $1.20B |
Securities
| Securities | $253.53M |
| Available-for-sale debt securities | $253.53M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of First Bank of Alabama?
$1.20B as of the latest filing.
How much are First Bank of Alabama's total deposits?
$1.08B in total deposits.
Where is First Bank of Alabama located?
Talladega, AL.
What is the Net Interest Margin?
4.28%.
How many domestic offices does it operate?
14.
When was it established?
01/01/1848.
What is the Return on Assets (ROA)?
0.77%.
How much are total loans and leases?
$708.80M (latest filing).
What is the total interest income (latest filing)?
$16.17M.