CommerceOne Bank
Birmingham, AL
IDRSSD: 5227101
Total Assets
$839.74M
Latest filing
Total Deposits
$719.93M
Latest filing
Net Interest Margin
4.07%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
062006806BIRMINGHAM, AL
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
CommerceOne Bank
17 20th St N
Birmingham, AL 35203
Full Service - Brick and Mortar
Updated 01/30/2026Established 06/04/2018FDIC Certificate 593146
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| CommerceOne Bank (Main) | 17 20th St N | Birmingham, AL |
| MOUNTAIN BROOK BRANCH | 2701 Cahaba Rd | Mountain Brook, AL |
Showing 1 of 1
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 06/04/2018 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 35203 |
| State and County Number | 01073 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 06 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Atlanta |
| Core Based Statistical Area Name | Birmingham-Hoover, AL |
Operational Info
| Number of Employees | 52 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 09/22/2025 |
| Date of Deposit Insurance | 06/04/2018 |
| Primary Insurance Agency | DIF |
| Website | www.commerceonebank.com |
| Data Updated | 01/30/2026 |
| CERT | 59114 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $839.74M |
| Total Deposits | $719.93M |
| Total Liabilities | $753.27M |
| Total Equity Capital | $86.47M |
| Net Income | $3.42M |
| Net Loans and Leases | $703.14M |
| Assets Per Employee ($Millions) | $16.79M |
| Bank Premises and Fixed Assets | $8.02M |
| Cash and Balances due from Depository Institutions | $74.44M |
| Deposits Held in Domestic Offices | $719.93M |
Key Performance Ratios
| Return on Assets (ROA) | 1.63% |
| Return on Equity (ROE) | 16.09% |
| Net Interest Margin | 4.07% |
| Efficiency Ratio | 42.78% |
| Tier 1 Risk-Based Capital Ratio | 11.699% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.15% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.297% |
| Earning Assets to total Assets | 96.95% |
Income and Expense
| Total Interest Income | $12.96M |
| Total Noninterest Income | $206.00k |
| Total Interest Expense | $4.66M |
| Total Noninterest Expense | $3.64M |
| Net Interest Income | $8.30M |
| Pre-tax Net Operating Income | $4.54M |
| Provision for Credit Losses | $324.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $25.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $8.34M |
| Total Liabilities and Capital | $839.74M |
Securities
| Securities | $44.39M |
| Available-for-sale debt securities | $44.39M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of CommerceOne Bank?
$839.74M as of the latest filing.
How much are CommerceOne Bank's total deposits?
$719.93M in total deposits.
Where is CommerceOne Bank located?
Birmingham, AL.
What is the Net Interest Margin?
4.07%.
How many domestic offices does it operate?
1.
When was it established?
06/04/2018.
What is the Return on Assets (ROA)?
1.63%.
How much are total loans and leases?
$703.14M (latest filing).
What is the total interest income (latest filing)?
$12.96M.