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CCB Community Bank

Andalusia, AL
IDRSSD: 655839
Total Assets
$673.20M
Latest filing
Total Deposits
$605.14M
Latest filing
Net Interest Margin
4.64%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

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Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date07/01/1947
Community BankYes
Ownership TypeNot Mutual
ZIP36420
State and County Number01039
Subchapter S CorporationsYes
Trust PowersFull Trust Powers Granted
Federal Reserve ID Number06
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictAtlanta
Core Based Statistical Area NameN/A

Operational Info

Number of Employees115
Domestic Offices5
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance07/01/1947
Primary Insurance AgencyDIF
Websitewww.bankccb.com
Data Updated11/14/2025
CERT16595
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$673.20M
Total Deposits$605.14M
Total Liabilities$610.60M
Total Equity Capital$62.59M
Net Income$3.90M
Net Loans and Leases$493.37M
Assets Per Employee ($Millions)$5.8M
Bank Premises and Fixed Assets$8.71M
Cash and Balances due from Depository Institutions$86.30M
Deposits Held in Domestic Offices$605.14M

Key Performance Ratios

Return on Assets (ROA)2.33%
Return on Equity (ROE)25.62%
Net Interest Margin4.64%
Efficiency Ratio50.57%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.11%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets9.298%
Earning Assets to total Assets95.18%

Income and Expense

Total Interest Income$9.99M
Total Noninterest Income$1.07M
Total Interest Expense$2.59M
Total Noninterest Expense$4.29M
Net Interest Income$7.40M
Pre-tax Net Operating Income$4.01M
Provision for Credit Losses$183.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$8.76M
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$5.46M
Total Liabilities and Capital$673.20M

Securities

Securities$64.80M
Available-for-sale debt securities$64.80M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of CCB Community Bank?
$673.20M as of the latest filing.
How much are CCB Community Bank's total deposits?
$605.14M in total deposits.
Where is CCB Community Bank located?
Andalusia, AL.
What is the Net Interest Margin?
4.64%.
How many domestic offices does it operate?
5.
When was it established?
07/01/1947.
What is the Return on Assets (ROA)?
2.33%.
How much are total loans and leases?
$493.37M (latest filing).
What is the total interest income (latest filing)?
$9.99M.