CCB Community Bank
Andalusia, AL
IDRSSD: 655839
Total Assets
$663.23M
Latest filing
Total Deposits
$596.21M
Latest filing
Net Interest Margin
4.74%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
062105778ANDALUSIA, AL
Key People
Loading leadership data...
Locations
Main office and branches. Select to view on the map.
Main Office
CCB Community Bank
225 E Three Notch St
Andalusia, AL 36420
Full Service - Brick and Mortar
Updated 01/30/2026Established 07/01/1947FDIC Certificate 10739
Branches (4)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| CCB Community Bank (Main) | 225 E Three Notch St | Andalusia, AL |
| CCB - OPP BRANCH | 609 Florala Hwy | Opp, AL |
| NORTH FERDON BOULEVARD BRANCH | 1290 N Ferdon Blvd | Crestview, FL |
| CCB - NICEVILLE BRANCH | 1502 John Sims Pkwy E | Niceville, FL |
| DEFUNIAK SPRINGS BRANCH | 732 Baldwin Ave | Defuniak Springs, FL |
Showing 4 of 4
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
First Community Bank of Central Alabama
Wetumpka, Alabama
→
Assets: $672.58MΔ -0.1%
First Southern Bank
Florence, Alabama
→
Assets: $677.56MΔ +0.6%
The Hometown Bank of Alabama
Oneonta, Alabama
→
Assets: $632.86MΔ -6.0%
MidSouth Bank
Dothan, Alabama
→
Assets: $729.97MΔ +8.4%
Central State Bank
Calera, Alabama
→
Assets: $744.16MΔ +10.5%
CommerceOne Bank
Birmingham, Alabama
→
Assets: $838.99MΔ +24.6%
Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 07/01/1947 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 36420 |
| State and County Number | 01039 |
| Subchapter S Corporations | Yes |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 06 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Atlanta |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 116 |
| Domestic Offices | 5 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 07/01/1947 |
| Primary Insurance Agency | DIF |
| Website | www.bankccb.com |
| Data Updated | 01/30/2026 |
| CERT | 16595 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $663.23M |
| Total Deposits | $596.21M |
| Total Liabilities | $601.72M |
| Total Equity Capital | $61.51M |
| Net Income | $4.06M |
| Net Loans and Leases | $497.53M |
| Assets Per Employee ($Millions) | $5.87M |
| Bank Premises and Fixed Assets | $8.71M |
| Cash and Balances due from Depository Institutions | $73.61M |
| Deposits Held in Domestic Offices | $596.21M |
Key Performance Ratios
| Return on Assets (ROA) | 2.43% |
| Return on Equity (ROE) | 26.16% |
| Net Interest Margin | 4.74% |
| Efficiency Ratio | 51.76% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.274% |
| Earning Assets to total Assets | 95.42% |
Income and Expense
| Total Interest Income | $10.03M |
| Total Noninterest Income | $1.08M |
| Total Interest Expense | $2.48M |
| Total Noninterest Expense | $4.47M |
| Net Interest Income | $7.55M |
| Pre-tax Net Operating Income | $4.16M |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $8.36M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $5.51M |
| Total Liabilities and Capital | $663.23M |
Securities
| Securities | $63.49M |
| Available-for-sale debt securities | $63.49M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of CCB Community Bank?
$663.23M as of the latest filing.
How much are CCB Community Bank's total deposits?
$596.21M in total deposits.
Where is CCB Community Bank located?
Andalusia, AL.
What is the Net Interest Margin?
4.74%.
How many domestic offices does it operate?
5.
When was it established?
07/01/1947.
What is the Return on Assets (ROA)?
2.43%.
How much are total loans and leases?
$497.53M (latest filing).
What is the total interest income (latest filing)?
$10.03M.