First US Bank
Birmingham, AL
IDRSSD: 259330
Total Assets
$1.15B
Latest filing
Total Deposits
$1.01B
Latest filing
Net Interest Margin
3.66%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
First US Bank
3291 Highway 280 E
Birmingham, AL 35243
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/21/1952FDIC Certificate 11132
Branches (14)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| First US Bank (Main) | 3291 Highway 280 E | Birmingham, AL |
| CENTREVILLE BRANCH | 135 Belcher St | Centreville, AL |
| BUTLER BRANCH | 305 S Mulberry Ave | Butler, AL |
| NORTH COLLEGE AVENUE BRANCH | 2101 College Ave | Jackson, AL |
| THOMASVILLE BRANCH | 33445 Highway 43 | Thomasville, AL |
| NORTH BIBB BRANCH | 20041 Highway 11 | Woodstock, AL |
| HARPERSVILLE BRANCH | 52 Wheat Street | Harpersville, AL |
| SOUTH CHOCTAW BRANCH | 43 Melvin Rd | Gilbertown, AL |
Showing 7 of 14
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
CommerceOne Bank
Birmingham, Alabama
→
Assets: $762.72MΔ -33.3%
SouthPoint Bank
Birmingham, Alabama
→
Assets: $1.68BΔ +46.6%
Oakworth Capital Bank
Birmingham, Alabama
→
Assets: $1.85BΔ +61.8%
BHM Bank
Birmingham, Alabama
→
Assets: $18.86MΔ -98.4%
ServisFirst Bank
Birmingham, Alabama
→
Assets: $17.38BΔ +1420.0%
Regions Bank
Birmingham, Alabama
→
Assets: $157.81BΔ +13703.2%
Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/21/1952 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 35243 |
| State and County Number | 01073 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 06 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Atlanta |
| Core Based Statistical Area Name | Birmingham-Hoover, AL |
Operational Info
| Number of Employees | 149 |
| Domestic Offices | 15 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/21/1952 |
| Primary Insurance Agency | DIF |
| Website | www.firstusbank.com |
| Data Updated | 11/14/2025 |
| CERT | 17077 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $1.15B |
| Total Deposits | $1.01B |
| Total Liabilities | $1.04B |
| Total Equity Capital | $109.56M |
| Net Income | $2.31M |
| Net Loans and Leases | $856.82M |
| Assets Per Employee ($Millions) | $7.6M |
| Bank Premises and Fixed Assets | $26.50M |
| Cash and Balances due from Depository Institutions | $54.69M |
| Deposits Held in Domestic Offices | $1.01B |
Key Performance Ratios
| Return on Assets (ROA) | 0.81% |
| Return on Equity (ROE) | 8.46% |
| Net Interest Margin | 3.66% |
| Efficiency Ratio | 65.65% |
| Tier 1 Risk-Based Capital Ratio | 10.765% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.2% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.551% |
| Earning Assets to total Assets | 93.29% |
Income and Expense
| Total Interest Income | $15.28M |
| Total Noninterest Income | $582.00k |
| Total Interest Expense | $5.50M |
| Total Noninterest Expense | $6.81M |
| Net Interest Income | $9.78M |
| Pre-tax Net Operating Income | $2.98M |
| Provision for Credit Losses | $566.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $1.16M |
| Other borrowed funds | $20.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $4.85M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $10.04M |
| Total Liabilities and Capital | $1.15B |
Securities
| Securities | $164.49M |
| Available-for-sale debt securities | $163.97M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $524.00k |
| Subordinated Debt | $0 |
| Trading Account Assets | $1.00k |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of First US Bank?
$1.15B as of the latest filing.
How much are First US Bank's total deposits?
$1.01B in total deposits.
Where is First US Bank located?
Birmingham, AL.
What is the Net Interest Margin?
3.66%.
How many domestic offices does it operate?
15.
When was it established?
01/21/1952.
What is the Return on Assets (ROA)?
0.81%.
How much are total loans and leases?
$856.82M (latest filing).
What is the total interest income (latest filing)?
$15.28M.