AuburnBank
Auburn, AL
IDRSSD: 749635
Total Assets
$1.01B
Latest filing
Total Deposits
$918.06M
Latest filing
Net Interest Margin
3.29%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
AuburnBank
100 N Gay St
Auburn, AL 36830
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/03/1907FDIC Certificate 17
Branches (6)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| AuburnBank (Main) | 100 N Gay St | Auburn, AL |
| OPELIKA BRANCH | 215 S 6th St | Opelika, AL |
| SOUTH DONAHUE BRANCH | 1351 S Donahue Dr | Auburn, AL |
| NOTASULGA BRANCH | 950 Auburn Rd | Notasulga, AL |
| FREDERICK ROAD | 1851 Frederick Rd | Opelika, AL |
| BENTCREEK BRANCH | 2315 Bent Creek Rd | Auburn, AL |
| VALLEY BRANCH | 132 Fob James Dr | Valley, AL |
Showing 6 of 6
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 01/03/1907 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 36830 |
| State and County Number | 01081 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 06 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Atlanta |
| Core Based Statistical Area Name | Auburn-Opelika, AL |
Operational Info
| Number of Employees | 152 |
| Domestic Offices | 7 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.auburnbank.com |
| Data Updated | 11/14/2025 |
| CERT | 35 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $1.01B |
| Total Deposits | $918.06M |
| Total Liabilities | $922.35M |
| Total Equity Capital | $88.32M |
| Net Income | $2.28M |
| Net Loans and Leases | $551.37M |
| Assets Per Employee ($Millions) | $6.69M |
| Bank Premises and Fixed Assets | $45.08M |
| Cash and Balances due from Depository Institutions | $127.83M |
| Deposits Held in Domestic Offices | $918.06M |
Key Performance Ratios
| Return on Assets (ROA) | 0.89% |
| Return on Equity (ROE) | 10.54% |
| Net Interest Margin | 3.29% |
| Efficiency Ratio | 68.3% |
| Tier 1 Risk-Based Capital Ratio | 15.508% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | -0.1% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.739% |
| Earning Assets to total Assets | 90.6% |
Income and Expense
| Total Interest Income | $10.43M |
| Total Noninterest Income | $814.00k |
| Total Interest Expense | $2.84M |
| Total Noninterest Expense | $5.74M |
| Net Interest Income | $7.59M |
| Pre-tax Net Operating Income | $2.92M |
| Provision for Credit Losses | $-255,000 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $171.00k |
| Federal Funds Sold & Reverse Repurchase Agreement | $15.10M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $4.12M |
| Total Liabilities and Capital | $1.01B |
Securities
| Securities | $236.42M |
| Available-for-sale debt securities | $236.42M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of AuburnBank?
$1.01B as of the latest filing.
How much are AuburnBank's total deposits?
$918.06M in total deposits.
Where is AuburnBank located?
Auburn, AL.
What is the Net Interest Margin?
3.29%.
How many domestic offices does it operate?
7.
When was it established?
01/03/1907.
What is the Return on Assets (ROA)?
0.89%.
How much are total loans and leases?
$551.37M (latest filing).
What is the total interest income (latest filing)?
$10.43M.