FDS Bank
Mason, OH
IDRSSD: 2107181
Total Assets
$70.14M
Latest filing
Total Deposits
$7.00M
Latest filing
Net Interest Margin
449.69%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
FDS Bank
9111 Duke Blvd
Mason, OH 45040
Full Service - Brick and Mortar
Updated 11/14/2025Established 09/08/1993FDIC Certificate 48138
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| FDS Bank (Main) | 9111 Duke Blvd | Mason, OH | ||
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Federal savings banks, federal charter, supervised by the OCC or (pre-2011) OTS |
| Primary Regulator | OCC |
| Established Date | 09/08/1993 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 45040 |
| State and County Number | 39165 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 04 |
| Numeric code | 33 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Cincinnati, OH-KY-IN |
Operational Info
| Number of Employees | 498 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 10/28/2024 |
| Date of Deposit Insurance | 09/08/1993 |
| Primary Insurance Agency | DIF |
| Website | N/A |
| Data Updated | 11/14/2025 |
| CERT | 33831 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $70.14M |
| Total Deposits | $7.00M |
| Total Liabilities | $51.72M |
| Total Equity Capital | $18.42M |
| Net Income | $118.27M |
| Net Loans and Leases | $268.00k |
| Assets Per Employee ($Millions) | $0.14M |
| Bank Premises and Fixed Assets | $2.00k |
| Cash and Balances due from Depository Institutions | $61.30M |
| Deposits Held in Domestic Offices | $7.00M |
Key Performance Ratios
| Return on Assets (ROA) | 602.43% |
| Return on Equity (ROE) | 2,390.68% |
| Net Interest Margin | 449.69% |
| Efficiency Ratio | 15.65% |
| Tier 1 Risk-Based Capital Ratio | 87.296% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | -0.02% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 26.265% |
| Earning Assets to total Assets | 0.38% |
Income and Expense
| Total Interest Income | $629.00k |
| Total Noninterest Income | $176.85M |
| Total Interest Expense | $0 |
| Total Noninterest Expense | $27.78M |
| Net Interest Income | $629.00k |
| Pre-tax Net Operating Income | $149.71M |
| Provision for Credit Losses | $-4,000 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $44.72M |
| Total Liabilities and Capital | $70.14M |
Securities
| Securities | $0 |
| Available-for-sale debt securities | $0 |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of FDS Bank?
$70.14M as of the latest filing.
How much are FDS Bank's total deposits?
$7.00M in total deposits.
Where is FDS Bank located?
Mason, OH.
What is the Net Interest Margin?
449.69%.
How many domestic offices does it operate?
1.
When was it established?
09/08/1993.
What is the Return on Assets (ROA)?
602.43%.
How much are total loans and leases?
$268.00k (latest filing).
What is the total interest income (latest filing)?
$629.00k.