The Metamora State Bank
Metamora, OH
IDRSSD: 533227
Total Assets
$98.10M
Latest filing
Total Deposits
$86.97M
Latest filing
Net Interest Margin
4.47%
Profitability
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 05/25/1944 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 43540 |
| State and County Number | 39051 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 04 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Toledo, OH |
Operational Info
| Number of Employees | 22 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 07/01/1944 |
| Primary Insurance Agency | DIF |
| Website | www.metamorabank.com |
| Data Updated | 11/14/2025 |
| CERT | 16167 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $98.10M |
| Total Deposits | $86.97M |
| Total Liabilities | $89.78M |
| Total Equity Capital | $8.32M |
| Net Income | $125.00k |
| Net Loans and Leases | $71.37M |
| Assets Per Employee ($Millions) | $4.09M |
| Bank Premises and Fixed Assets | $1.26M |
| Cash and Balances due from Depository Institutions | $2.65M |
| Deposits Held in Domestic Offices | $86.97M |
Key Performance Ratios
| Return on Assets (ROA) | 0.51% |
| Return on Equity (ROE) | 6.12% |
| Net Interest Margin | 4.47% |
| Efficiency Ratio | 83.02% |
| Tier 1 Risk-Based Capital Ratio | 12.835% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.12% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.485% |
| Earning Assets to total Assets | 92.23% |
Income and Expense
| Total Interest Income | $1.25M |
| Total Noninterest Income | $112.00k |
| Total Interest Expense | $232.00k |
| Total Noninterest Expense | $934.00k |
| Net Interest Income | $1.01M |
| Pre-tax Net Operating Income | $161.00k |
| Provision for Credit Losses | $30.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $2.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $2.38M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $810.00k |
| Total Liabilities and Capital | $98.10M |
Securities
| Securities | $16.63M |
| Available-for-sale debt securities | $16.63M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The Metamora State Bank?
$98.10M as of the latest filing.
How much are The Metamora State Bank's total deposits?
$86.97M in total deposits.
Where is The Metamora State Bank located?
Metamora, OH.
What is the Net Interest Margin?
4.47%.
How many domestic offices does it operate?
3.
When was it established?
05/25/1944.
What is the Return on Assets (ROA)?
0.51%.
How much are total loans and leases?
$71.37M (latest filing).
What is the total interest income (latest filing)?
$1.25M.