Institution Class	Commercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary Regulator	FDIC
Established Date	01/01/1910
Community Bank	Yes
Ownership Type	Not Mutual
ZIP	62650
State and County Number	17137
Subchapter S Corporations	No
Trust Powers	Full Trust Powers Granted
Federal Reserve ID Number	08
Numeric code	21
Insured by FDIC	Institutions that are currently open and insured by the FDIC
Federal Reserve District	Chicago
Core Based Statistical Area Name	Jacksonville, IL

Operational Info

Number of Employees	48
Domestic Offices	2
Foreign Offices	0
US Offices	0
Directly owned by another bank (CERT)	No
Last Structure Change Effective Date	04/02/2023
Date of Deposit Insurance	01/01/1934
Primary Insurance Agency	DIF
Website	http://www.fsbtco.com
Data Updated	11/14/2025
CERT	11747
Office of The Comptroller District:	—
Office of Thrift Supervision Region	N/A

Financial Summary

Total Assets	$212.04M
Total Deposits	$182.60M
Total Liabilities	$183.11M
Total Equity Capital	$28.94M
Net Income	$315.00k
Net Loans and Leases	$94.16M
Assets Per Employee ($Millions)	$4.33M
Bank Premises and Fixed Assets	$6.23M
Cash and Balances due from Depository Institutions	$4.87M
Deposits Held in Domestic Offices	$182.60M

Return on Assets (ROA)	0.59%
Return on Equity (ROE)	4.39%
Net Interest Margin	3.62%
Efficiency Ratio	83.61%
Tier 1 Risk-Based Capital Ratio	0%
Net Loans and Leases to Core Deposits	0%
Credit Loss Provision to Assets	0%
Cash Dividends to Net Income (YTD Only)	0%
Equity Capital to Assets	13.646%
Earning Assets to total Assets	90.34%

Total Interest Income	$2.09M
Total Noninterest Income	$473.00k
Total Interest Expense	$322.00k
Total Noninterest Expense	$1.87M
Net Interest Income	$1.77M
Pre-tax Net Operating Income	$367.00k
Provision for Credit Losses	$0
Discontinued Operations (Extraordinary Gains - Net)	$0

Goodwill and Other Intangibles	$0
All Other Assets	$0
Other Real Estate Owned	$22.00k
Other borrowed funds	$0
Federal Funds Sold & Reverse Repurchase Agreement	$6.12M
Federal Funds Purchased and Repurchased Agreement	$0
All Other Liabilities	$508.00k
Total Liabilities and Capital	$212.04M

Securities	$91.21M
Available-for-sale debt securities	$21.93M
Equity securities with readily determinable fair values not held for trading	$0
Held-to-maturity securities	$69.28M
Subordinated Debt	$0
Trading Account Assets	$0
Trading Liabilities	$0

What are the total assets of The Farmers State Bank and Trust Company?

$212.04M as of the latest filing.

How much are The Farmers State Bank and Trust Company's total deposits?

$182.60M in total deposits.

Where is The Farmers State Bank and Trust Company located?

Jacksonville, IL.

What is the Net Interest Margin?

3.62%.

How many domestic offices does it operate?

When was it established?

01/01/1910.

What is the Return on Assets (ROA)?

0.59%.

How much are total loans and leases?

$94.16M (latest filing).

What is the total interest income (latest filing)?

$2.09M.