The Farmers State Bank and Trust Company
Jacksonville, IL
IDRSSD: 481944
Total Assets
$209.29M
Latest filing
Total Deposits
$179.66M
Latest filing
Net Interest Margin
3.85%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
The Farmers State Bank and Trust Company
200 W State St
Jacksonville, IL 62650
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1910FDIC Certificate 7512
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| The Farmers State Bank and Trust Company (Main) | 200 W State St | Jacksonville, IL |
| WEST MORTON ROAD FACILITY | 1718 W Morton Ave | Jacksonville, IL |
Showing 1 of 1
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1910 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 62650 |
| State and County Number | 17137 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 08 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Jacksonville, IL |
Operational Info
| Number of Employees | 49 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 04/02/2023 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | http://www.fsbtco.com |
| Data Updated | 01/30/2026 |
| CERT | 11747 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $209.29M |
| Total Deposits | $179.66M |
| Total Liabilities | $180.20M |
| Total Equity Capital | $29.09M |
| Net Income | $292.00k |
| Net Loans and Leases | $97.18M |
| Assets Per Employee ($Millions) | $4.27M |
| Bank Premises and Fixed Assets | $6.22M |
| Cash and Balances due from Depository Institutions | $6.32M |
| Deposits Held in Domestic Offices | $179.66M |
Key Performance Ratios
| Return on Assets (ROA) | 0.55% |
| Return on Equity (ROE) | 4.03% |
| Net Interest Margin | 3.85% |
| Efficiency Ratio | 87.75% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.04% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 13.9% |
| Earning Assets to total Assets | 89.57% |
Income and Expense
| Total Interest Income | $2.07M |
| Total Noninterest Income | $667.00k |
| Total Interest Expense | $246.00k |
| Total Noninterest Expense | $2.18M |
| Net Interest Income | $1.82M |
| Pre-tax Net Operating Income | $286.00k |
| Provision for Credit Losses | $19.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $4.60M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $533.00k |
| Total Liabilities and Capital | $209.29M |
Securities
| Securities | $85.61M |
| Available-for-sale debt securities | $18.29M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $67.33M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The Farmers State Bank and Trust Company?
$209.29M as of the latest filing.
How much are The Farmers State Bank and Trust Company's total deposits?
$179.66M in total deposits.
Where is The Farmers State Bank and Trust Company located?
Jacksonville, IL.
What is the Net Interest Margin?
3.85%.
How many domestic offices does it operate?
2.
When was it established?
01/01/1910.
What is the Return on Assets (ROA)?
0.55%.
How much are total loans and leases?
$97.18M (latest filing).
What is the total interest income (latest filing)?
$2.07M.