First Federal Savings and Loan Association of Central Illinois, S.B.
Shelbyville, IL
IDRSSD: 399973
Total Assets
$225.12M
Latest filing
Total Deposits
$188.16M
Latest filing
Net Interest Margin
4.54%
Profitability
Key People
Loading leadership data...
Locations
Main office and branches. Select to view on the map.
Main Office
First Federal Savings and Loan Association of Central Illinois, S.B.
200 W Main Street
Shelbyville, IL 62565
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1906FDIC Certificate 42479
Branches (2)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| First Federal Savings and Loan Association of Central Illinois, S.B. (Main) | 200 W Main Street | Shelbyville, IL |
| CHARLESTON BRANCH | 800 W Lincoln Ave | Charleston, IL |
| WINDSOR BRANCH | 1116 Maine St | Windsor, IL |
Showing 2 of 2
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
Shelby County State Bank
Shelbyville, Illinois
→
Assets: $359.97MΔ +62.2%
Farmers State Bank of Hoffman
Hoffman, Illinois
→
Assets: $220.02MΔ -0.9%
Town & Country Bank Midwest
Quincy, Illinois
→
Assets: $219.09MΔ -1.3%
Crossroads Bank
Effingham, Illinois
→
Assets: $226.23MΔ +1.9%
First Bank and Trust Company of Illinois
Palatine, Illinois
→
Assets: $228.64MΔ +3.0%
Ipava State Bank
Lewistown, Illinois
→
Assets: $214.16MΔ -3.5%
Institution Profile
| Institution Class | State chartered stock savings banks / S&L |
| Primary Regulator | FDIC |
| Established Date | 01/01/1906 |
| Community Bank | Yes |
| Ownership Type | Mutual |
| ZIP | 62565 |
| State and County Number | 17173 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 07 |
| Numeric code | 42 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 41 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 05/30/2024 |
| Date of Deposit Insurance | 08/09/1989 |
| Primary Insurance Agency | DIF |
| Website | www.1stfedci.com |
| Data Updated | 01/30/2026 |
| CERT | 29645 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $225.12M |
| Total Deposits | $188.16M |
| Total Liabilities | $200.23M |
| Total Equity Capital | $24.89M |
| Net Income | $727.00k |
| Net Loans and Leases | $161.66M |
| Assets Per Employee ($Millions) | $5.36M |
| Bank Premises and Fixed Assets | $6.53M |
| Cash and Balances due from Depository Institutions | $15.67M |
| Deposits Held in Domestic Offices | $188.16M |
Key Performance Ratios
| Return on Assets (ROA) | 1.3% |
| Return on Equity (ROE) | 11.9% |
| Net Interest Margin | 4.54% |
| Efficiency Ratio | 66.61% |
| Tier 1 Risk-Based Capital Ratio | 13.617% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 11.055% |
| Earning Assets to total Assets | 93.23% |
Income and Expense
| Total Interest Income | $3.48M |
| Total Noninterest Income | $785.00k |
| Total Interest Expense | $1.11M |
| Total Noninterest Expense | $2.14M |
| Net Interest Income | $2.37M |
| Pre-tax Net Operating Income | $1.01M |
| Provision for Credit Losses | $2.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $321.00k |
| Other borrowed funds | $11.38M |
| Federal Funds Sold & Reverse Repurchase Agreement | $679.00k |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $694.00k |
| Total Liabilities and Capital | $225.12M |
Securities
| Securities | $34.66M |
| Available-for-sale debt securities | $34.66M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of First Federal Savings and Loan Association of Central Illinois, S.B.?
$225.12M as of the latest filing.
How much are First Federal Savings and Loan Association of Central Illinois, S.B.'s total deposits?
$188.16M in total deposits.
Where is First Federal Savings and Loan Association of Central Illinois, S.B. located?
Shelbyville, IL.
What is the Net Interest Margin?
4.54%.
How many domestic offices does it operate?
3.
When was it established?
01/01/1906.
What is the Return on Assets (ROA)?
1.3%.
How much are total loans and leases?
$161.66M (latest filing).
What is the total interest income (latest filing)?
$3.48M.