First Federal Savings and Loan Association of Central Illinois, S.B.
Shelbyville, IL
IDRSSD: 399973
Total Assets
$221.99M
Latest filing
Total Deposits
$187.49M
Latest filing
Net Interest Margin
4.48%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
First Federal Savings and Loan Association of Central Illinois, S.B.
200 W Main Street
Shelbyville, IL 62565
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1906FDIC Certificate 42479
Branches (2)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| First Federal Savings and Loan Association of Central Illinois, S.B. (Main) | 200 W Main Street | Shelbyville, IL |
| CHARLESTON BRANCH | 800 W Lincoln Ave | Charleston, IL |
| WINDSOR BRANCH | 1116 Maine St | Windsor, IL |
Showing 2 of 2
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | State chartered stock savings banks / S&L |
| Primary Regulator | FDIC |
| Established Date | 01/01/1906 |
| Community Bank | Yes |
| Ownership Type | Mutual |
| ZIP | 62565 |
| State and County Number | 17173 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 07 |
| Numeric code | 42 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 40 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 05/30/2024 |
| Date of Deposit Insurance | 08/09/1989 |
| Primary Insurance Agency | DIF |
| Website | www.1stfedci.com |
| Data Updated | 11/14/2025 |
| CERT | 29645 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $221.99M |
| Total Deposits | $187.49M |
| Total Liabilities | $197.99M |
| Total Equity Capital | $24.00M |
| Net Income | $418.00k |
| Net Loans and Leases | $158.87M |
| Assets Per Employee ($Millions) | $5.41M |
| Bank Premises and Fixed Assets | $5.96M |
| Cash and Balances due from Depository Institutions | $14.51M |
| Deposits Held in Domestic Offices | $187.49M |
Key Performance Ratios
| Return on Assets (ROA) | 0.77% |
| Return on Equity (ROE) | 7.12% |
| Net Interest Margin | 4.48% |
| Efficiency Ratio | 64.52% |
| Tier 1 Risk-Based Capital Ratio | 13.463% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.07% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.81% |
| Earning Assets to total Assets | 93.47% |
Income and Expense
| Total Interest Income | $3.37M |
| Total Noninterest Income | $692.00k |
| Total Interest Expense | $1.11M |
| Total Noninterest Expense | $1.95M |
| Net Interest Income | $2.26M |
| Pre-tax Net Operating Income | $972.00k |
| Provision for Credit Losses | $37.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $268.00k |
| Other borrowed funds | $9.64M |
| Federal Funds Sold & Reverse Repurchase Agreement | $724.00k |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $866.00k |
| Total Liabilities and Capital | $221.99M |
Securities
| Securities | $35.86M |
| Available-for-sale debt securities | $35.86M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of First Federal Savings and Loan Association of Central Illinois, S.B.?
$221.99M as of the latest filing.
How much are First Federal Savings and Loan Association of Central Illinois, S.B.'s total deposits?
$187.49M in total deposits.
Where is First Federal Savings and Loan Association of Central Illinois, S.B. located?
Shelbyville, IL.
What is the Net Interest Margin?
4.48%.
How many domestic offices does it operate?
3.
When was it established?
01/01/1906.
What is the Return on Assets (ROA)?
0.77%.
How much are total loans and leases?
$158.87M (latest filing).
What is the total interest income (latest filing)?
$3.37M.