Equity Bank

Andover, KS
IDRSSD: 139656
Total Assets
$6.36B
Latest filing
Total Deposits
$5.18B
Latest filing
Net Interest Margin
4.84%
Profitability

Locations

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Main Office
Equity Bank
345 N Andover Rd
Andover, KS 67002
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/21/1985FDIC Certificate 32095

Branches (77)

Page 1 of 11
NameAddressCity / State
Equity Bank (Main)345 N Andover RdAndover, KS
KIRKSVILLE DOWNTOWN BRANCH214 S Franklin StKirksville, MO
SWEET SPRINGS BRANCH 30300 S Miller StSweet Springs, MO
GRINNELL BRANCH106 S AdamsGrinnell, KS
MACKSVILLE BRANCH234 N Main StMacksville, KS
DOWNING BRANCH101 W Prime St.Downing, MO
TOPEKA MAIN BRANCH701 S Kansas AveTopeka, KS
ENID3202 W Owen K Garriott RdEnid, OK
Showing 7 of 77

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed member, supervised by FRB
Primary RegulatorFED
Established Date01/21/1985
Community BankNo
Ownership TypeNot Mutual
ZIP67002
State and County Number20015
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number10
Numeric code13
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameWichita, KS

Operational Info

Number of Employees814
Domestic Offices72
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date07/02/2025
Date of Deposit Insurance01/21/1985
Primary Insurance AgencyDIF
Websitewww.equitybank.com
Data Updated11/14/2025
CERT25858
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$6.36B
Total Deposits$5.18B
Total Liabilities$5.63B
Total Equity Capital$721.03M
Net Income$-23,102,000
Net Loans and Leases$4.22B
Assets Per Employee ($Millions)$7.19M
Bank Premises and Fixed Assets$133.48M
Cash and Balances due from Depository Institutions$700.33M
Deposits Held in Domestic Offices$5.18B

Key Performance Ratios

Return on Assets (ROA)-1.58%
Return on Equity (ROE)-13.92%
Net Interest Margin4.84%
Efficiency Ratio63.23%
Tier 1 Risk-Based Capital Ratio13.123%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.4%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets11.345%
Earning Assets to total Assets90.57%

Income and Expense

Total Interest Income$91.04M
Total Noninterest Income$8.03M
Total Interest Expense$26.98M
Total Noninterest Expense$46.90M
Net Interest Income$64.06M
Pre-tax Net Operating Income$19.31M
Provision for Credit Losses$5.89M
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$3.15M
Other borrowed funds$358.04M
Federal Funds Sold & Reverse Repurchase Agreement$245.00k
Federal Funds Purchased and Repurchased Agreement$42.22M
All Other Liabilities$54.24M
Total Liabilities and Capital$6.36B

Securities

Securities$906.84M
Available-for-sale debt securities$900.90M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$5.24M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Equity Bank?
$6.36B as of the latest filing.
How much are Equity Bank's total deposits?
$5.18B in total deposits.
Where is Equity Bank located?
Andover, KS.
What is the Net Interest Margin?
4.84%.
How many domestic offices does it operate?
72.
When was it established?
01/21/1985.
What is the Return on Assets (ROA)?
-1.58%.
How much are total loans and leases?
$4.22B (latest filing).
What is the total interest income (latest filing)?
$91.04M.