Oakwood Bank
Pigeon Falls, WI
IDRSSD: 37051
Total Assets
$148.05M
Latest filing
Total Deposits
$116.40M
Latest filing
Net Interest Margin
4.03%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
091809524PIGEON FALLS, WI
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Oakwood Bank
40214 S Ekern Avenue
Pigeon Falls, WI 54760
Full Service - Brick and Mortar
Updated 01/30/2026Established 04/06/1920FDIC Certificate 8236
Branches (3)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Oakwood Bank (Main) | 40214 S Ekern Avenue | Pigeon Falls, WI |
| OAKWOOD BANK | 1214 W Lincoln St | Augusta, WI |
| OAKWOOD BANK | 2901 Mall Dr | Eau Claire, WI |
| OAKWOOD BANK BRANCH | 140 Main St | Rollingstone, MN |
Showing 3 of 3
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 04/06/1920 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 54760 |
| State and County Number | 55121 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 09 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 22 |
| Domestic Offices | 4 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.oakwoodbank.net |
| Data Updated | 01/30/2026 |
| CERT | 13030 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $148.05M |
| Total Deposits | $116.40M |
| Total Liabilities | $131.82M |
| Total Equity Capital | $16.22M |
| Net Income | $398.00k |
| Net Loans and Leases | $125.47M |
| Assets Per Employee ($Millions) | $7.05M |
| Bank Premises and Fixed Assets | $1.99M |
| Cash and Balances due from Depository Institutions | $12.09M |
| Deposits Held in Domestic Offices | $116.40M |
Key Performance Ratios
| Return on Assets (ROA) | 1.09% |
| Return on Equity (ROE) | 9.9% |
| Net Interest Margin | 4.03% |
| Efficiency Ratio | 68.47% |
| Tier 1 Risk-Based Capital Ratio | 9.803% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.03% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.959% |
| Earning Assets to total Assets | 93.73% |
Income and Expense
| Total Interest Income | $2.34M |
| Total Noninterest Income | $23.00k |
| Total Interest Expense | $961.00k |
| Total Noninterest Expense | $983.00k |
| Net Interest Income | $1.38M |
| Pre-tax Net Operating Income | $412.00k |
| Provision for Credit Losses | $10.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $15.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $427.00k |
| Total Liabilities and Capital | $148.05M |
Securities
| Securities | $1.94M |
| Available-for-sale debt securities | $1.91M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Oakwood Bank?
$148.05M as of the latest filing.
How much are Oakwood Bank's total deposits?
$116.40M in total deposits.
Where is Oakwood Bank located?
Pigeon Falls, WI.
What is the Net Interest Margin?
4.03%.
How many domestic offices does it operate?
4.
When was it established?
04/06/1920.
What is the Return on Assets (ROA)?
1.09%.
How much are total loans and leases?
$125.47M (latest filing).
What is the total interest income (latest filing)?
$2.34M.