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Oakwood Bank

Pigeon Falls, WI
IDRSSD: 37051
Total Assets
$145.38M
Latest filing
Total Deposits
$113.89M
Latest filing
Net Interest Margin
4.10%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

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Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date04/06/1920
Community BankYes
Ownership TypeNot Mutual
ZIP54760
State and County Number55121
Subchapter S CorporationsYes
Trust PowersN/A
Federal Reserve ID Number09
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictChicago
Core Based Statistical Area NameN/A

Operational Info

Number of Employees21
Domestic Offices4
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitewww.oakwoodbank.net
Data Updated11/14/2025
CERT13030
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$145.38M
Total Deposits$113.89M
Total Liabilities$129.45M
Total Equity Capital$15.94M
Net Income$373.00k
Net Loans and Leases$124.91M
Assets Per Employee ($Millions)$6.61M
Bank Premises and Fixed Assets$2.04M
Cash and Balances due from Depository Institutions$9.75M
Deposits Held in Domestic Offices$113.89M

Key Performance Ratios

Return on Assets (ROA)1.03%
Return on Equity (ROE)9.41%
Net Interest Margin4.1%
Efficiency Ratio61.1%
Tier 1 Risk-Based Capital Ratio9.68%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.35%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets10.963%
Earning Assets to total Assets93.4%

Income and Expense

Total Interest Income$2.34M
Total Noninterest Income$24.00k
Total Interest Expense$955.00k
Total Noninterest Expense$880.00k
Net Interest Income$1.38M
Pre-tax Net Operating Income$399.00k
Provision for Credit Losses$127.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$15.00M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$559.00k
Total Liabilities and Capital$145.38M

Securities

Securities$1.91M
Available-for-sale debt securities$1.88M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Oakwood Bank?
$145.38M as of the latest filing.
How much are Oakwood Bank's total deposits?
$113.89M in total deposits.
Where is Oakwood Bank located?
Pigeon Falls, WI.
What is the Net Interest Margin?
4.10%.
How many domestic offices does it operate?
4.
When was it established?
04/06/1920.
What is the Return on Assets (ROA)?
1.03%.
How much are total loans and leases?
$124.91M (latest filing).
What is the total interest income (latest filing)?
$2.34M.