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First State Bank

Valliant, OK
IDRSSD: 513854
Total Assets
$98.91M
Latest filing
Total Deposits
$87.31M
Latest filing
Net Interest Margin
6.08%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

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Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date01/01/1911
Community BankYes
Ownership TypeNot Mutual
ZIP74764
State and County Number40089
Subchapter S CorporationsYes
Trust PowersN/A
Federal Reserve ID Number10
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictDallas
Core Based Statistical Area NameN/A

Operational Info

Number of Employees31
Domestic Offices3
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/01/2020
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitewww.fsbvalliant.com
Data Updated11/14/2025
CERT12757
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$98.91M
Total Deposits$87.31M
Total Liabilities$88.15M
Total Equity Capital$10.75M
Net Income$487.00k
Net Loans and Leases$66.82M
Assets Per Employee ($Millions)$3.41M
Bank Premises and Fixed Assets$1.51M
Cash and Balances due from Depository Institutions$5.84M
Deposits Held in Domestic Offices$87.31M

Key Performance Ratios

Return on Assets (ROA)1.94%
Return on Equity (ROE)18.8%
Net Interest Margin6.08%
Efficiency Ratio68.82%
Tier 1 Risk-Based Capital Ratio16.505%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets10.873%
Earning Assets to total Assets95.29%

Income and Expense

Total Interest Income$1.76M
Total Noninterest Income$120.00k
Total Interest Expense$321.00k
Total Noninterest Expense$1.07M
Net Interest Income$1.44M
Pre-tax Net Operating Income$487.00k
Provision for Credit Losses$0
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$840.00k
Total Liabilities and Capital$98.91M

Securities

Securities$23.74M
Available-for-sale debt securities$23.74M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of First State Bank?
$98.91M as of the latest filing.
How much are First State Bank's total deposits?
$87.31M in total deposits.
Where is First State Bank located?
Valliant, OK.
What is the Net Interest Margin?
6.08%.
How many domestic offices does it operate?
3.
When was it established?
01/01/1911.
What is the Return on Assets (ROA)?
1.94%.
How much are total loans and leases?
$66.82M (latest filing).
What is the total interest income (latest filing)?
$1.76M.