First State Bank
Valliant, OK
IDRSSD: 513854
Total Assets
$101.51M
Latest filing
Total Deposits
$86.68M
Latest filing
Net Interest Margin
6.16%
Profitability
Key People
Loading leadership data...
Locations
Main office and branches. Select to view on the map.
Main Office
First State Bank
106 N Dalton St
Valliant, OK 74764
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1911FDIC Certificate 8082
Branches (2)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| First State Bank (Main) | 106 N Dalton St | Valliant, OK |
| FIRST STATE BANK BRANCH | 1606 E Lincoln Rd | Idabel, OK |
| FSB HOCHATOWN BRANCH | 129 N Lukfata Trail Rd | Broken Bow, OK |
Showing 2 of 2
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
Spiro State Bank
Spiro, Oklahoma
→
Assets: $102.06MΔ +3.2%
American Exchange Bank
Henryetta, Oklahoma
→
Assets: $95.05MΔ -3.9%
American Exchange Bank, Lindsay, Oklahoma
Lindsay, Oklahoma
→
Assets: $94.60MΔ -4.4%
The State Exchange Bank
Lamont, Oklahoma
→
Assets: $93.60MΔ -5.4%
First National Bank
Heavener, Oklahoma
→
Assets: $105.72MΔ +6.9%
Bank of Eufaula
Eufaula, Oklahoma
→
Assets: $91.77MΔ -7.2%
Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1911 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 74764 |
| State and County Number | 40089 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 10 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 29 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/01/2020 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.fsbvalliant.com |
| Data Updated | 01/30/2026 |
| CERT | 12757 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $101.51M |
| Total Deposits | $86.68M |
| Total Liabilities | $90.25M |
| Total Equity Capital | $11.26M |
| Net Income | $528.00k |
| Net Loans and Leases | $68.37M |
| Assets Per Employee ($Millions) | $3.38M |
| Bank Premises and Fixed Assets | $1.74M |
| Cash and Balances due from Depository Institutions | $5.96M |
| Deposits Held in Domestic Offices | $86.68M |
Key Performance Ratios
| Return on Assets (ROA) | 2.11% |
| Return on Equity (ROE) | 19.19% |
| Net Interest Margin | 6.16% |
| Efficiency Ratio | 66.48% |
| Tier 1 Risk-Based Capital Ratio | 16.846% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 11.091% |
| Earning Assets to total Assets | 94.06% |
Income and Expense
| Total Interest Income | $1.74M |
| Total Noninterest Income | $114.00k |
| Total Interest Expense | $281.00k |
| Total Noninterest Expense | $1.05M |
| Net Interest Income | $1.46M |
| Pre-tax Net Operating Income | $528.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $3.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $569.00k |
| Total Liabilities and Capital | $101.51M |
Securities
| Securities | $24.23M |
| Available-for-sale debt securities | $24.23M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of First State Bank?
$101.51M as of the latest filing.
How much are First State Bank's total deposits?
$86.68M in total deposits.
Where is First State Bank located?
Valliant, OK.
What is the Net Interest Margin?
6.16%.
How many domestic offices does it operate?
3.
When was it established?
01/01/1911.
What is the Return on Assets (ROA)?
2.11%.
How much are total loans and leases?
$68.37M (latest filing).
What is the total interest income (latest filing)?
$1.74M.