Bank South, Fitzgerald
Fitzgerald, GA
IDRSSD: 553038
Total Assets
$282.13M
Latest filing
Total Deposits
$246.55M
Latest filing
Net Interest Margin
4.35%
Profitability
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
Colony Bank
Fitzgerald, Georgia
→
Assets: $3.10BΔ +998.1%
Community Bank and Trust - West Georgia
Lagrange, Georgia
→
Assets: $290.60MΔ +2.9%
The Peoples Bank
Eatonton, Georgia
→
Assets: $267.60MΔ -5.3%
Durden Banking Company, Incorporated
Twin City, Georgia
→
Assets: $297.46MΔ +5.3%
Signature Bank of Georgia
Sandy Springs, Georgia
→
Assets: $266.00MΔ -5.8%
South Coast Bank & Trust
Brunswick, Georgia
→
Assets: $264.88MΔ -6.2%
Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 07/19/1948 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 31750 |
| State and County Number | 13017 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 06 |
| Numeric code | 21 |
| Insured by FDIC | Institution closed or not insured by FDIC |
| Federal Reserve District | — |
| Core Based Statistical Area Name | Fitzgerald, GA |
Operational Info
| Number of Employees | 39 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 12/31/1991 |
| Date of Deposit Insurance | 07/19/1948 |
| Primary Insurance Agency | BIF |
| Website | N/A |
| Data Updated | 11/14/2025 |
| CERT | 16729 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $282.13M |
| Total Deposits | $246.55M |
| Total Liabilities | $248.09M |
| Total Equity Capital | $34.04M |
| Net Income | $1.23M |
| Net Loans and Leases | $156.47M |
| Assets Per Employee ($Millions) | $7.63M |
| Bank Premises and Fixed Assets | $3.32M |
| Cash and Balances due from Depository Institutions | $38.73M |
| Deposits Held in Domestic Offices | $246.55M |
Key Performance Ratios
| Return on Assets (ROA) | 1.74% |
| Return on Equity (ROE) | 14.68% |
| Net Interest Margin | 4.35% |
| Efficiency Ratio | 51.71% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.04% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 12.065% |
| Earning Assets to total Assets | 93.61% |
Income and Expense
| Total Interest Income | $3.94M |
| Total Noninterest Income | $592.00k |
| Total Interest Expense | $1.08M |
| Total Noninterest Expense | $1.78M |
| Net Interest Income | $2.86M |
| Pre-tax Net Operating Income | $1.64M |
| Provision for Credit Losses | $30.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $5.00k |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $39.82M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.54M |
| Total Liabilities and Capital | $282.13M |
Securities
| Securities | $33.88M |
| Available-for-sale debt securities | $4.17M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $29.71M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Bank South, Fitzgerald?
$282.13M as of the latest filing.
How much are Bank South, Fitzgerald's total deposits?
$246.55M in total deposits.
Where is Bank South, Fitzgerald located?
Fitzgerald, GA.
What is the Net Interest Margin?
4.35%.
How many domestic offices does it operate?
3.
When was it established?
07/19/1948.
What is the Return on Assets (ROA)?
1.74%.
How much are total loans and leases?
$156.47M (latest filing).
What is the total interest income (latest filing)?
$3.94M.