The Community Bank
Liberal, KS
IDRSSD: 2621940
Total Assets
$173.77M
Latest filing
Total Deposits
$152.71M
Latest filing
Net Interest Margin
3.85%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
The Community Bank
2320 N Kansas Ave
Liberal, KS 67901
Full Service - Brick and Mortar
Updated 01/30/2026Established 04/06/1998FDIC Certificate 61118
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| The Community Bank (Main) | 2320 N Kansas Ave | Liberal, KS |
| THE COMMUNITY BANK BRANCH | 303 S Kansas Ave | Liberal, KS |
Showing 1 of 1
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 04/06/1998 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 67901 |
| State and County Number | 20175 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 10 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Liberal, KS |
Operational Info
| Number of Employees | 23 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 04/06/1998 |
| Primary Insurance Agency | DIF |
| Website | www.communitybankliberal.com |
| Data Updated | 01/30/2026 |
| CERT | 34666 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $173.77M |
| Total Deposits | $152.71M |
| Total Liabilities | $154.24M |
| Total Equity Capital | $19.53M |
| Net Income | $502.00k |
| Net Loans and Leases | $91.55M |
| Assets Per Employee ($Millions) | $7.24M |
| Bank Premises and Fixed Assets | $1.18M |
| Cash and Balances due from Depository Institutions | $8.63M |
| Deposits Held in Domestic Offices | $152.71M |
Key Performance Ratios
| Return on Assets (ROA) | 1.16% |
| Return on Equity (ROE) | 10.52% |
| Net Interest Margin | 3.85% |
| Efficiency Ratio | 64.44% |
| Tier 1 Risk-Based Capital Ratio | 19.892% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 11.237% |
| Earning Assets to total Assets | 94.67% |
Income and Expense
| Total Interest Income | $2.17M |
| Total Noninterest Income | $275.00k |
| Total Interest Expense | $596.00k |
| Total Noninterest Expense | $1.19M |
| Net Interest Income | $1.57M |
| Pre-tax Net Operating Income | $656.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $2.47M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.54M |
| Total Liabilities and Capital | $173.77M |
Securities
| Securities | $64.01M |
| Available-for-sale debt securities | $64.00M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The Community Bank?
$173.77M as of the latest filing.
How much are The Community Bank's total deposits?
$152.71M in total deposits.
Where is The Community Bank located?
Liberal, KS.
What is the Net Interest Margin?
3.85%.
How many domestic offices does it operate?
2.
When was it established?
04/06/1998.
What is the Return on Assets (ROA)?
1.16%.
How much are total loans and leases?
$91.55M (latest filing).
What is the total interest income (latest filing)?
$2.17M.