Commonwealth Co-operative Bank
Hyde Park, MA
IDRSSD: 275479
Total Assets
$203.19M
Latest filing
Total Deposits
$130.87M
Latest filing
Net Interest Margin
2.84%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Commonwealth Co-operative Bank
1172 River St
Hyde Park, MA 02136
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1886FDIC Certificate 42676
Branches (2)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Commonwealth Co-operative Bank (Main) | 1172 River St | Hyde Park, MA |
| BOSTON BRANCH | 25 Court St | Boston, MA |
| JAMAICA PLAIN BRANCH | 3815 Washington St | Jamaica Plain, MA |
Showing 2 of 2
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 01/01/1886 |
| Community Bank | Yes |
| Ownership Type | Mutual |
| ZIP | 02136 |
| State and County Number | 25025 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 01 |
| Numeric code | 15 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | New York |
| Core Based Statistical Area Name | Boston-Cambridge-Newton, MA-NH |
Operational Info
| Number of Employees | 15 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 11/17/2024 |
| Date of Deposit Insurance | 08/09/1989 |
| Primary Insurance Agency | DIF |
| Website | www.commonwealthcoop.com |
| Data Updated | 11/14/2025 |
| CERT | 29842 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $203.19M |
| Total Deposits | $130.87M |
| Total Liabilities | $175.57M |
| Total Equity Capital | $27.63M |
| Net Income | $185.00k |
| Net Loans and Leases | $135.52M |
| Assets Per Employee ($Millions) | $14.51M |
| Bank Premises and Fixed Assets | $581.00k |
| Cash and Balances due from Depository Institutions | $5.60M |
| Deposits Held in Domestic Offices | $130.87M |
Key Performance Ratios
| Return on Assets (ROA) | 0.37% |
| Return on Equity (ROE) | 2.71% |
| Net Interest Margin | 2.84% |
| Efficiency Ratio | 79.86% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.08% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 13.597% |
| Earning Assets to total Assets | 94.24% |
Income and Expense
| Total Interest Income | $2.43M |
| Total Noninterest Income | $46.00k |
| Total Interest Expense | $1.08M |
| Total Noninterest Expense | $1.12M |
| Net Interest Income | $1.35M |
| Pre-tax Net Operating Income | $242.00k |
| Provision for Credit Losses | $40.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $38.50M |
| Federal Funds Sold & Reverse Repurchase Agreement | $2.14M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $6.20M |
| Total Liabilities and Capital | $203.19M |
Securities
| Securities | $49.86M |
| Available-for-sale debt securities | $39.86M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $10.00M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Commonwealth Co-operative Bank?
$203.19M as of the latest filing.
How much are Commonwealth Co-operative Bank's total deposits?
$130.87M in total deposits.
Where is Commonwealth Co-operative Bank located?
Hyde Park, MA.
What is the Net Interest Margin?
2.84%.
How many domestic offices does it operate?
3.
When was it established?
01/01/1886.
What is the Return on Assets (ROA)?
0.37%.
How much are total loans and leases?
$135.52M (latest filing).
What is the total interest income (latest filing)?
$2.43M.