Stoughton Co-operative Bank

Stoughton, MA
IDRSSD: 164975
Total Assets
$135.26M
Latest filing
Total Deposits
$117.65M
Latest filing
Net Interest Margin
2.98%
Profitability

Key People

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Locations

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Main Office
Stoughton Co-operative Bank
950 Park St
Stoughton, MA 02072
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1886FDIC Certificate 33215

Branches (0)

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NameAddressCity / State
No branch data available.
Stoughton Co-operative Bank (Main)950 Park StStoughton, MA

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed member, supervised by FRB
Primary RegulatorFED
Established Date01/01/1886
Community BankYes
Ownership TypeMutual
ZIP02072
State and County Number25021
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number01
Numeric code15
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictNew York
Core Based Statistical Area NameBoston-Cambridge-Newton, MA-NH

Operational Info

Number of Employees14
Domestic Offices1
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date11/17/2024
Date of Deposit Insurance01/21/1986
Primary Insurance AgencyDIF
Websitewww.stoughtoncoop.bank
Data Updated01/30/2026
CERT26513
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$135.26M
Total Deposits$117.65M
Total Liabilities$122.89M
Total Equity Capital$12.37M
Net Income$149.00k
Net Loans and Leases$109.05M
Assets Per Employee ($Millions)$9.02M
Bank Premises and Fixed Assets$819.00k
Cash and Balances due from Depository Institutions$9.01M
Deposits Held in Domestic Offices$117.65M

Key Performance Ratios

Return on Assets (ROA)0.44%
Return on Equity (ROE)4.86%
Net Interest Margin2.98%
Efficiency Ratio80.9%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets9.142%
Earning Assets to total Assets95.92%

Income and Expense

Total Interest Income$1.56M
Total Noninterest Income$39.00k
Total Interest Expense$599.00k
Total Noninterest Expense$813.00k
Net Interest Income$966.00k
Pre-tax Net Operating Income$192.00k
Provision for Credit Losses$0
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets
Other Real Estate Owned$0
Other borrowed funds$5.00M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$239.00k
Total Liabilities and Capital$135.26M

Securities

Securities$12.09M
Available-for-sale debt securities$12.09M
Equity securities with readily determinable fair values not held for trading
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Stoughton Co-operative Bank?
$135.26M as of the latest filing.
How much are Stoughton Co-operative Bank's total deposits?
$117.65M in total deposits.
Where is Stoughton Co-operative Bank located?
Stoughton, MA.
What is the Net Interest Margin?
2.98%.
How many domestic offices does it operate?
1.
When was it established?
01/01/1886.
What is the Return on Assets (ROA)?
0.44%.
How much are total loans and leases?
$109.05M (latest filing).
What is the total interest income (latest filing)?
$1.56M.