BHM Bank
Birmingham, AL
IDRSSD: 2877484
Total Assets
$18.55M
Latest filing
Total Deposits
$14.99M
Latest filing
Net Interest Margin
4.80%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
BHM Bank
2170 Highland Ave S
Birmingham, AL 35205
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/28/2000FDIC Certificate 78220
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| BHM Bank (Main) | 2170 Highland Ave S | Birmingham, AL | ||
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/28/2000 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 35205 |
| State and County Number | 01073 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 06 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Atlanta |
| Core Based Statistical Area Name | Birmingham-Hoover, AL |
Operational Info
| Number of Employees | 8 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/05/2025 |
| Date of Deposit Insurance | 01/28/2000 |
| Primary Insurance Agency | DIF |
| Website | BHM.bank |
| Data Updated | 01/30/2026 |
| CERT | 35314 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $18.55M |
| Total Deposits | $14.99M |
| Total Liabilities | $15.78M |
| Total Equity Capital | $2.77M |
| Net Income | $-548,000 |
| Net Loans and Leases | $9.83M |
| Assets Per Employee ($Millions) | $1.85M |
| Bank Premises and Fixed Assets | $782.00k |
| Cash and Balances due from Depository Institutions | $0 |
| Deposits Held in Domestic Offices | $14.99M |
Key Performance Ratios
| Return on Assets (ROA) | -11.67% |
| Return on Equity (ROE) | -77.57% |
| Net Interest Margin | 4.8% |
| Efficiency Ratio | 358.33% |
| Tier 1 Risk-Based Capital Ratio | 22.457% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 14.914% |
| Earning Assets to total Assets | 89.14% |
Income and Expense
| Total Interest Income | $265.00k |
| Total Noninterest Income | $51.00k |
| Total Interest Expense | $64.00k |
| Total Noninterest Expense | $903.00k |
| Net Interest Income | $201.00k |
| Pre-tax Net Operating Income | $-651,000 |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $53.00k |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $793.00k |
| Total Liabilities and Capital | $18.55M |
Securities
| Securities | $3.38M |
| Available-for-sale debt securities | $3.38M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of BHM Bank?
$18.55M as of the latest filing.
How much are BHM Bank's total deposits?
$14.99M in total deposits.
Where is BHM Bank located?
Birmingham, AL.
What is the Net Interest Margin?
4.80%.
How many domestic offices does it operate?
1.
When was it established?
01/28/2000.
What is the Return on Assets (ROA)?
-11.67%.
How much are total loans and leases?
$9.83M (latest filing).
What is the total interest income (latest filing)?
$265.00k.