Peoples Bank of East Tennessee
Madisonville, TN
IDRSSD: 2614344
Total Assets
$436.99M
Latest filing
Total Deposits
$391.27M
Latest filing
Net Interest Margin
5.13%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Peoples Bank of East Tennessee
4511 Highway 411
Madisonville, TN 37354
Full Service - Brick and Mortar
Updated 01/30/2026Established 09/22/1997FDIC Certificate 59024
Branches (11)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| Peoples Bank of East Tennessee (Main) | 4511 Highway 411 | Madisonville, TN |
| TELLICO PLAINS BRANCH | 9186 New Highway 68 | Tellico Plains, TN |
| SWEETWATER BRANCH | 117 Monroe St | Sweetwater, TN |
| PLAZA BRANCH | 4785 Highway 68 | Madisonville, TN |
| MCCAYSVILLE BRANCH | 109 Blue Ridge Dr | Mc Caysville, GA |
| VONORE BRANCH | 1010 Highway 411 | Vonore, TN |
| DUCKTOWN BRANCH | 105 Five Points Drive | Ducktown, TN |
| LOUDON LOAN PRODUCTION OFFICE | 205 Carter St | Loudon, TN |
Showing 7 of 11
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 09/22/1997 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 37354 |
| State and County Number | 47123 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 06 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 105 |
| Domestic Offices | 12 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 09/22/1997 |
| Primary Insurance Agency | DIF |
| Website | www.PBET.bank |
| Data Updated | 01/30/2026 |
| CERT | 34517 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $436.99M |
| Total Deposits | $391.27M |
| Total Liabilities | $394.39M |
| Total Equity Capital | $42.60M |
| Net Income | $1.61M |
| Net Loans and Leases | $289.47M |
| Assets Per Employee ($Millions) | $4.01M |
| Bank Premises and Fixed Assets | $8.85M |
| Cash and Balances due from Depository Institutions | $24.48M |
| Deposits Held in Domestic Offices | $391.27M |
Key Performance Ratios
| Return on Assets (ROA) | 1.48% |
| Return on Equity (ROE) | 15.27% |
| Net Interest Margin | 5.13% |
| Efficiency Ratio | 60.24% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.37% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.749% |
| Earning Assets to total Assets | 93.76% |
Income and Expense
| Total Interest Income | $6.57M |
| Total Noninterest Income | $677.00k |
| Total Interest Expense | $1.34M |
| Total Noninterest Expense | $3.56M |
| Net Interest Income | $5.23M |
| Pre-tax Net Operating Income | $1.95M |
| Provision for Credit Losses | $400.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $3.12M |
| Total Liabilities and Capital | $436.99M |
Securities
| Securities | $100.02M |
| Available-for-sale debt securities | $100.02M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Peoples Bank of East Tennessee?
$436.99M as of the latest filing.
How much are Peoples Bank of East Tennessee's total deposits?
$391.27M in total deposits.
Where is Peoples Bank of East Tennessee located?
Madisonville, TN.
What is the Net Interest Margin?
5.13%.
How many domestic offices does it operate?
12.
When was it established?
09/22/1997.
What is the Return on Assets (ROA)?
1.48%.
How much are total loans and leases?
$289.47M (latest filing).
What is the total interest income (latest filing)?
$6.57M.