Tower Community Bank
Jasper, TN
IDRSSD: 989730
Total Assets
$382.39M
Latest filing
Total Deposits
$336.89M
Latest filing
Net Interest Margin
4.63%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
064101660JASPER, TN
Key People
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Locations
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Main Office
Tower Community Bank
4564 Main St
Jasper, TN 37347
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/02/1970FDIC Certificate 13809
Branches (11)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| Tower Community Bank (Main) | 4564 Main St | Jasper, TN |
| WHITWELL BRANCH | 13165 Highway 28 | Whitwell, TN |
| SOUTH PITTSBURG BRANCH | 315 S Cedar Ave | South Pittsburg, TN |
| MONTEAGLE BRANCH | 205 W Main St | Monteagle, TN |
| PEOPLES STATE BANK OF COMMERCE | 7242 Sr 28 | Dunlap, TN |
| TOWER COMMUNITY BANK ATM/DPO/LPO | 7271 Nolensville Rd | Nolensville, TN |
| NOLENSVILLE BRANCH | 7271 Nolensville Rd | Nolensville, TN |
| FRANKLIN BRANCH | 249 Fourth Avenue North | Franklin, TN |
Showing 7 of 11
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/02/1970 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 37347 |
| State and County Number | 47115 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 06 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Chattanooga, TN-GA |
Operational Info
| Number of Employees | 68 |
| Domestic Offices | 11 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/02/1970 |
| Primary Insurance Agency | DIF |
| Website | www.towercommunitybank.com |
| Data Updated | 01/30/2026 |
| CERT | 20100 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $382.39M |
| Total Deposits | $336.89M |
| Total Liabilities | $341.94M |
| Total Equity Capital | $40.45M |
| Net Income | $455.00k |
| Net Loans and Leases | $289.97M |
| Assets Per Employee ($Millions) | $5.88M |
| Bank Premises and Fixed Assets | $11.59M |
| Cash and Balances due from Depository Institutions | $23.88M |
| Deposits Held in Domestic Offices | $336.89M |
Key Performance Ratios
| Return on Assets (ROA) | 0.42% |
| Return on Equity (ROE) | 4.04% |
| Net Interest Margin | 4.63% |
| Efficiency Ratio | 79.89% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.19% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.428% |
| Earning Assets to total Assets | 91.57% |
Income and Expense
| Total Interest Income | $5.93M |
| Total Noninterest Income | $437.00k |
| Total Interest Expense | $1.87M |
| Total Noninterest Expense | $3.63M |
| Net Interest Income | $4.06M |
| Pre-tax Net Operating Income | $684.00k |
| Provision for Credit Losses | $180.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $-334,000 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $1.60M |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $5.04M |
| Total Liabilities and Capital | $382.39M |
Securities
| Securities | $41.20M |
| Available-for-sale debt securities | $41.20M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Tower Community Bank?
$382.39M as of the latest filing.
How much are Tower Community Bank's total deposits?
$336.89M in total deposits.
Where is Tower Community Bank located?
Jasper, TN.
What is the Net Interest Margin?
4.63%.
How many domestic offices does it operate?
11.
When was it established?
01/02/1970.
What is the Return on Assets (ROA)?
0.42%.
How much are total loans and leases?
$289.97M (latest filing).
What is the total interest income (latest filing)?
$5.93M.