Citizens State Bank of Waverly, Inc.

Waverly, MN
IDRSSD: 213958
Total Assets
$117.92M
Latest filing
Total Deposits
$107.72M
Latest filing
Net Interest Margin
Profitability

Quarterly Trends

Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).

Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date01/01/1907
Community BankYes
Ownership TypeNot Mutual
ZIP55390
State and County Number27171
Subchapter S CorporationsYes
Trust PowersN/A
Federal Reserve ID Number09
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameMinneapolis-St. Paul-Bloomington, MN-WI

Operational Info

Number of Employees17
Domestic Offices2
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date12/31/2012
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitehttp://www.bankwaverly.com
Data Updated10/31/2025
CERT9337
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$117.92M
Total Deposits$107.72M
Total Liabilities$108.21M
Total Equity Capital$0
Net Income$165.00k
Net Loans and Leases$57.07M
Assets Per Employee ($Millions)$0M
Bank Premises and Fixed Assets$0
Cash and Balances due from Depository Institutions$0
Deposits Held in Domestic Offices$0

Key Performance Ratios

Return on Assets (ROA)0%
Return on Equity (ROE)0%
Net Interest Margin0%
Efficiency Ratio0%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets0%
Earning Assets to total Assets0%

Income and Expense

Total Interest Income$1.16M
Total Noninterest Income$86.00k
Total Interest Expense$375.00k
Total Noninterest Expense$639.00k
Net Interest Income$787.00k
Pre-tax Net Operating Income$0
Provision for Credit Losses$0
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$0
Total Liabilities and Capital$0

Securities

Securities$0
Available-for-sale debt securities$0
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

About Citizens State Bank of Waverly, Inc.

Explore the latest call report data for Citizens State Bank of Waverly, Inc.. Review total assets, deposits, income and expense breakdowns, and trends over time. Compare with similar institutions in the same city, state, and asset tier.

Visbanking aggregates public bank call report filings to help analysts, investors, and industry professionals evaluate performance and risk. Data recency depends on regulatory reporting cycles.

Frequently Asked Questions

What are the total assets of Citizens State Bank of Waverly, Inc.?
$117.92M as of the latest filing.
How much are Citizens State Bank of Waverly, Inc.'s total deposits?
$107.72M in total deposits.
Where is Citizens State Bank of Waverly, Inc. located?
Waverly, MN.
What is the Net Interest Margin?
Not available.
Is this bank FDIC insured?
Institutions that are currently open and insured by the FDIC.
How many domestic offices does it operate?
2.
When was it established?
01/01/1907.
Who is the primary regulator?
FDIC.