The First National Bank of Cokato
Cokato, MN
IDRSSD: 280558
Total Assets
$125.39M
Latest filing
Total Deposits
$115.89M
Latest filing
Net Interest Margin
4.16%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
The First National Bank of Cokato
365 Broadway Ave S
Cokato, MN 55321
Full Service - Brick and Mortar
Updated 01/30/2026Established 11/02/1916FDIC Certificate 3421
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| The First National Bank of Cokato (Main) | 365 Broadway Ave S | Cokato, MN | ||
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 11/02/1916 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 55321 |
| State and County Number | 27171 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 09 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Minneapolis-St. Paul-Bloomington, MN-WI |
Operational Info
| Number of Employees | 11 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.fnbcokato.com |
| Data Updated | 01/30/2026 |
| CERT | 5115 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $125.39M |
| Total Deposits | $115.89M |
| Total Liabilities | $116.24M |
| Total Equity Capital | $9.16M |
| Net Income | $417.00k |
| Net Loans and Leases | $92.91M |
| Assets Per Employee ($Millions) | $11.4M |
| Bank Premises and Fixed Assets | $275.00k |
| Cash and Balances due from Depository Institutions | $9.51M |
| Deposits Held in Domestic Offices | $115.89M |
Key Performance Ratios
| Return on Assets (ROA) | 1.34% |
| Return on Equity (ROE) | 18.67% |
| Net Interest Margin | 4.16% |
| Efficiency Ratio | 60.34% |
| Tier 1 Risk-Based Capital Ratio | 12.497% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.24% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 7.302% |
| Earning Assets to total Assets | 96.89% |
Income and Expense
| Total Interest Income | $1.77M |
| Total Noninterest Income | $127.00k |
| Total Interest Expense | $503.00k |
| Total Noninterest Expense | $840.00k |
| Net Interest Income | $1.26M |
| Pre-tax Net Operating Income | $477.00k |
| Provision for Credit Losses | $75.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $341.00k |
| Total Liabilities and Capital | $125.39M |
Securities
| Securities | $21.90M |
| Available-for-sale debt securities | $21.90M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The First National Bank of Cokato?
$125.39M as of the latest filing.
How much are The First National Bank of Cokato's total deposits?
$115.89M in total deposits.
Where is The First National Bank of Cokato located?
Cokato, MN.
What is the Net Interest Margin?
4.16%.
How many domestic offices does it operate?
1.
When was it established?
11/02/1916.
What is the Return on Assets (ROA)?
1.34%.
How much are total loans and leases?
$92.91M (latest filing).
What is the total interest income (latest filing)?
$1.77M.