COMMUNITY FIRST BANK
Menahga, MN
IDRSSD: 923855
Total Assets
$126.33M
Latest filing
Total Deposits
$108.63M
Latest filing
Net Interest Margin
3.84%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
COMMUNITY FIRST BANK
21 Main St Ne
Menahga, MN 56464
Full Service - Brick and Mortar
Updated 11/14/2025Established 09/01/1898FDIC Certificate 3486
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| COMMUNITY FIRST BANK (Main) | 21 Main St Ne | Menahga, MN |
| SEBEKA OFFICE | 115 Minnesota Ave W | Sebeka, MN |
Showing 1 of 1
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 09/01/1898 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 56464 |
| State and County Number | 27159 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 09 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 23 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.communityfirstbankmn.com |
| Data Updated | 11/14/2025 |
| CERT | 5197 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $126.33M |
| Total Deposits | $108.63M |
| Total Liabilities | $110.74M |
| Total Equity Capital | $15.59M |
| Net Income | $516.00k |
| Net Loans and Leases | $68.75M |
| Assets Per Employee ($Millions) | $5.74M |
| Bank Premises and Fixed Assets | $634.00k |
| Cash and Balances due from Depository Institutions | $8.98M |
| Deposits Held in Domestic Offices | $108.63M |
Key Performance Ratios
| Return on Assets (ROA) | 1.65% |
| Return on Equity (ROE) | 13.55% |
| Net Interest Margin | 3.84% |
| Efficiency Ratio | 59.13% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 12.343% |
| Earning Assets to total Assets | 95.86% |
Income and Expense
| Total Interest Income | $1.63M |
| Total Noninterest Income | $182.00k |
| Total Interest Expense | $477.00k |
| Total Noninterest Expense | $790.00k |
| Net Interest Income | $1.15M |
| Pre-tax Net Operating Income | $546.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $141.00k |
| Federal Funds Sold & Reverse Repurchase Agreement | $9.97M |
| Federal Funds Purchased and Repurchased Agreement | $1.43M |
| All Other Liabilities | $534.00k |
| Total Liabilities and Capital | $126.33M |
Securities
| Securities | $36.27M |
| Available-for-sale debt securities | $36.27M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of COMMUNITY FIRST BANK?
$126.33M as of the latest filing.
How much are COMMUNITY FIRST BANK's total deposits?
$108.63M in total deposits.
Where is COMMUNITY FIRST BANK located?
Menahga, MN.
What is the Net Interest Margin?
3.84%.
How many domestic offices does it operate?
2.
When was it established?
09/01/1898.
What is the Return on Assets (ROA)?
1.65%.
How much are total loans and leases?
$68.75M (latest filing).
What is the total interest income (latest filing)?
$1.63M.