First State Bank of Bigfork

Bigfork, MN
IDRSSD: 364850
Total Assets
$113.68M
Latest filing
Total Deposits
$97.82M
Latest filing
Net Interest Margin
4.36%
Profitability

Key People

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Locations

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Main Office
First State Bank of Bigfork
400 Main Avenue
Bigfork, MN 56628
Full Service - Brick and Mortar
Updated 01/30/2026Established 08/12/1912FDIC Certificate 7042

Branches (1)

Page 1 of 1
NameAddressCity / State
First State Bank of Bigfork (Main)400 Main AvenueBigfork, MN
KELLIHER BRANCH184 E Main StKelliher, MN
Showing 1 of 1

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date08/12/1912
Community BankYes
Ownership TypeNot Mutual
ZIP56628
State and County Number27061
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number09
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameGrand Rapids, MN

Operational Info

Number of Employees21
Domestic Offices2
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date06/30/2024
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitewww.fsbbigfork.com
Data Updated01/30/2026
CERT10991
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$113.68M
Total Deposits$97.82M
Total Liabilities$100.83M
Total Equity Capital$12.85M
Net Income$243.00k
Net Loans and Leases$81.05M
Assets Per Employee ($Millions)$5.17M
Bank Premises and Fixed Assets$647.00k
Cash and Balances due from Depository Institutions$0
Deposits Held in Domestic Offices$97.82M

Key Performance Ratios

Return on Assets (ROA)0.86%
Return on Equity (ROE)7.65%
Net Interest Margin4.36%
Efficiency Ratio68.45%
Tier 1 Risk-Based Capital Ratio18.436%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.21%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets11.307%
Earning Assets to total Assets95.62%

Income and Expense

Total Interest Income$1.74M
Total Noninterest Income$78.00k
Total Interest Expense$564.00k
Total Noninterest Expense$855.00k
Net Interest Income$1.17M
Pre-tax Net Operating Income$334.00k
Provision for Credit Losses$60.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets
Other Real Estate Owned$101.00k
Other borrowed funds$2.13M
Federal Funds Sold & Reverse Repurchase Agreement$12.00k
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$874.00k
Total Liabilities and Capital$113.68M

Securities

Securities$9.77M
Available-for-sale debt securities$9.77M
Equity securities with readily determinable fair values not held for trading
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of First State Bank of Bigfork?
$113.68M as of the latest filing.
How much are First State Bank of Bigfork's total deposits?
$97.82M in total deposits.
Where is First State Bank of Bigfork located?
Bigfork, MN.
What is the Net Interest Margin?
4.36%.
How many domestic offices does it operate?
2.
When was it established?
08/12/1912.
What is the Return on Assets (ROA)?
0.86%.
How much are total loans and leases?
$81.05M (latest filing).
What is the total interest income (latest filing)?
$1.74M.