Prairie Sun Bank

Milan, MN
IDRSSD: 960551
Total Assets
$105.67M
Latest filing
Total Deposits
$94.39M
Latest filing
Net Interest Margin
4.11%
Profitability

Routing numbers

Primary routing transit numbers associated with this institution.

091212580MILAN, MN

Key People

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Locations

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Main Office
Prairie Sun Bank
240 N 2nd St
Milan, MN 56262
Full Service - Brick and Mortar
Updated 04/10/2026Established 12/15/1915FDIC Certificate 5231

Branches (3)

Page 1 of 1
NameAddressCity / State
Prairie Sun Bank (Main)240 N 2nd StMilan, MN
MARIETTA BRANCH201 3rd Ave NMarietta, MN
BROWNS VALLEY BRANCH325 W BroadwayBrowns Valley, MN
DETACHED FACILITY250 N Miles StAppleton, MN
Showing 3 of 3

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date12/15/1915
Community BankYes
Ownership TypeNot Mutual
ZIP56262
State and County Number27023
Subchapter S CorporationsYes
Trust PowersN/A
Federal Reserve ID Number09
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameN/A

Operational Info

Number of Employees17
Domestic Offices4
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date06/30/2024
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitewww.bankwithpsb.com
Data Updated04/10/2026
CERT8207
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$105.67M
Total Deposits$94.39M
Total Liabilities$95.16M
Total Equity Capital$10.51M
Net Income$368.00k
Net Loans and Leases$76.80M
Assets Per Employee ($Millions)$6.22M
Bank Premises and Fixed Assets$835.00k
Cash and Balances due from Depository Institutions$5.99M
Deposits Held in Domestic Offices$94.39M

Key Performance Ratios

Return on Assets (ROA)1.34%
Return on Equity (ROE)13.95%
Net Interest Margin4.11%
Efficiency Ratio60.29%
Tier 1 Risk-Based Capital Ratio10.79%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.18%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets9.943%
Earning Assets to total Assets90.59%

Income and Expense

Total Interest Income$1.47M
Total Noninterest Income$64.00k
Total Interest Expense$441.00k
Total Noninterest Expense$670.00k
Net Interest Income$1.02M
Pre-tax Net Operating Income$368.00k
Provision for Credit Losses$50.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$400.00k
All Other Liabilities$374.00k
Total Liabilities and Capital$105.67M

Securities

Securities$15.69M
Available-for-sale debt securities$15.19M
Equity securities with readily determinable fair values not held for trading
Held-to-maturity securities$500.00k
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Prairie Sun Bank?
$105.67M as of the latest filing.
How much are Prairie Sun Bank's total deposits?
$94.39M in total deposits.
Where is Prairie Sun Bank located?
Milan, MN.
What is the Net Interest Margin?
4.11%.
How many domestic offices does it operate?
4.
When was it established?
12/15/1915.
What is the Return on Assets (ROA)?
1.34%.
How much are total loans and leases?
$76.80M (latest filing).
What is the total interest income (latest filing)?
$1.47M.