Prairie Sun Bank
Milan, MN
IDRSSD: 960551
Total Assets
$113.56M
Latest filing
Total Deposits
$92.92M
Latest filing
Net Interest Margin
3.86%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Prairie Sun Bank
240 N 2nd St
Milan, MN 56262
Full Service - Brick and Mortar
Updated 11/14/2025Established 12/15/1915FDIC Certificate 5231
Branches (3)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Prairie Sun Bank (Main) | 240 N 2nd St | Milan, MN |
| MARIETTA BRANCH | 201 3rd Ave N | Marietta, MN |
| BROWNS VALLEY BRANCH | 325 W Broadway | Browns Valley, MN |
| DETACHED FACILITY | 250 N Miles St | Appleton, MN |
Showing 3 of 3
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 12/15/1915 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 56262 |
| State and County Number | 27023 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 09 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 17 |
| Domestic Offices | 4 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.bankwithpsb.com |
| Data Updated | 11/14/2025 |
| CERT | 8207 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $113.56M |
| Total Deposits | $92.92M |
| Total Liabilities | $103.31M |
| Total Equity Capital | $10.25M |
| Net Income | $384.00k |
| Net Loans and Leases | $80.56M |
| Assets Per Employee ($Millions) | $6.68M |
| Bank Premises and Fixed Assets | $854.00k |
| Cash and Balances due from Depository Institutions | $5.37M |
| Deposits Held in Domestic Offices | $92.92M |
Key Performance Ratios
| Return on Assets (ROA) | 1.35% |
| Return on Equity (ROE) | 15.27% |
| Net Interest Margin | 3.86% |
| Efficiency Ratio | 58.46% |
| Tier 1 Risk-Based Capital Ratio | 10.21% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.18% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.025% |
| Earning Assets to total Assets | 91.23% |
Income and Expense
| Total Interest Income | $1.55M |
| Total Noninterest Income | $77.00k |
| Total Interest Expense | $545.00k |
| Total Noninterest Expense | $647.00k |
| Net Interest Income | $1.00M |
| Pre-tax Net Operating Income | $384.00k |
| Provision for Credit Losses | $50.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $10.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $393.00k |
| Total Liabilities and Capital | $113.56M |
Securities
| Securities | $19.51M |
| Available-for-sale debt securities | $19.01M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $500.00k |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Prairie Sun Bank?
$113.56M as of the latest filing.
How much are Prairie Sun Bank's total deposits?
$92.92M in total deposits.
Where is Prairie Sun Bank located?
Milan, MN.
What is the Net Interest Margin?
3.86%.
How many domestic offices does it operate?
4.
When was it established?
12/15/1915.
What is the Return on Assets (ROA)?
1.35%.
How much are total loans and leases?
$80.56M (latest filing).
What is the total interest income (latest filing)?
$1.55M.