Key Community Bank
Inver Grove Heights, MN
IDRSSD: 2610784
Total Assets
$121.00M
Latest filing
Total Deposits
$109.95M
Latest filing
Net Interest Margin
4.23%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
096016888INVER GROVE HEIGHTS, MN
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Key Community Bank
5684 Bishop Ave
Inver Grove Heights, MN 55076
Full Service - Brick and Mortar
Updated 01/30/2026Established 05/20/1998FDIC Certificate 61021
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| Key Community Bank (Main) | 5684 Bishop Ave | Inver Grove Heights, MN | ||
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 05/20/1998 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 55076 |
| State and County Number | 27037 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 09 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Minneapolis-St. Paul-Bloomington, MN-WI |
Operational Info
| Number of Employees | 14 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 05/20/1998 |
| Primary Insurance Agency | DIF |
| Website | www.keycommunitybank.com |
| Data Updated | 01/30/2026 |
| CERT | 34644 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $121.00M |
| Total Deposits | $109.95M |
| Total Liabilities | $110.46M |
| Total Equity Capital | $10.54M |
| Net Income | $468.00k |
| Net Loans and Leases | $95.40M |
| Assets Per Employee ($Millions) | $9.31M |
| Bank Premises and Fixed Assets | $1.07M |
| Cash and Balances due from Depository Institutions | $20.33M |
| Deposits Held in Domestic Offices | $109.95M |
Key Performance Ratios
| Return on Assets (ROA) | 1.63% |
| Return on Equity (ROE) | 18.18% |
| Net Interest Margin | 4.23% |
| Efficiency Ratio | 53.37% |
| Tier 1 Risk-Based Capital Ratio | 10.888% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.13% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.707% |
| Earning Assets to total Assets | 97.38% |
Income and Expense
| Total Interest Income | $1.69M |
| Total Noninterest Income | $56.00k |
| Total Interest Expense | $514.00k |
| Total Noninterest Expense | $658.00k |
| Net Interest Income | $1.18M |
| Pre-tax Net Operating Income | $539.00k |
| Provision for Credit Losses | $36.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $631.00k |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $513.00k |
| Total Liabilities and Capital | $121.00M |
Securities
| Securities | $3.03M |
| Available-for-sale debt securities | $3.03M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Key Community Bank?
$121.00M as of the latest filing.
How much are Key Community Bank's total deposits?
$109.95M in total deposits.
Where is Key Community Bank located?
Inver Grove Heights, MN.
What is the Net Interest Margin?
4.23%.
How many domestic offices does it operate?
1.
When was it established?
05/20/1998.
What is the Return on Assets (ROA)?
1.63%.
How much are total loans and leases?
$95.40M (latest filing).
What is the total interest income (latest filing)?
$1.69M.