The Citizens National Bank
Greenleaf, KS
IDRSSD: 991555
Total Assets
$224.25M
Latest filing
Total Deposits
$199.72M
Latest filing
Net Interest Margin
3.15%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
The Citizens National Bank
417 Commercial St
Greenleaf, KS 66943
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1915FDIC Certificate 3109
Branches (6)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| The Citizens National Bank (Main) | 417 Commercial St | Greenleaf, KS |
| CLOUD COUNTY BRANCH | 115 W 6th St | Concordia, KS |
| 601 NORTH MAIN STREET BRANCH | 601 N Main St | Lansing, KS |
| DRIVE-IN BRANCH | 335 W 6th St | Concordia, KS |
| LEAVENWORTH BRANCH | 601 Delaware St | Leavenworth, KS |
| THE CNB CLAY CENTER BRANCH | 615 Court St | Clay Center, KS |
| BELLEVILLE BRANCH | 2115 M St | Belleville, KS |
Showing 6 of 6
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 01/01/1915 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 66943 |
| State and County Number | 20201 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 10 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 48 |
| Domestic Offices | 7 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.thecnb.bank |
| Data Updated | 01/30/2026 |
| CERT | 4678 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $224.25M |
| Total Deposits | $199.72M |
| Total Liabilities | $206.72M |
| Total Equity Capital | $17.52M |
| Net Income | $379.00k |
| Net Loans and Leases | $106.96M |
| Assets Per Employee ($Millions) | $4.67M |
| Bank Premises and Fixed Assets | $1.13M |
| Cash and Balances due from Depository Institutions | $4.83M |
| Deposits Held in Domestic Offices | $199.72M |
Key Performance Ratios
| Return on Assets (ROA) | 0.68% |
| Return on Equity (ROE) | 8.84% |
| Net Interest Margin | 3.15% |
| Efficiency Ratio | 76.67% |
| Tier 1 Risk-Based Capital Ratio | 18.789% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.04% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 7.814% |
| Earning Assets to total Assets | 94.96% |
Income and Expense
| Total Interest Income | $2.39M |
| Total Noninterest Income | $455.00k |
| Total Interest Expense | $719.00k |
| Total Noninterest Expense | $1.63M |
| Net Interest Income | $1.67M |
| Pre-tax Net Operating Income | $471.00k |
| Provision for Credit Losses | $25.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $5.94M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $691.00k |
| All Other Liabilities | $378.00k |
| Total Liabilities and Capital | $224.25M |
Securities
| Securities | $105.84M |
| Available-for-sale debt securities | $105.84M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The Citizens National Bank?
$224.25M as of the latest filing.
How much are The Citizens National Bank's total deposits?
$199.72M in total deposits.
Where is The Citizens National Bank located?
Greenleaf, KS.
What is the Net Interest Margin?
3.15%.
How many domestic offices does it operate?
7.
When was it established?
01/01/1915.
What is the Return on Assets (ROA)?
0.68%.
How much are total loans and leases?
$106.96M (latest filing).
What is the total interest income (latest filing)?
$2.39M.