Citizens Deposit Bank of Arlington, Inc.
Arlington, KY
IDRSSD: 959443
Total Assets
$332.56M
Latest filing
Total Deposits
$271.79M
Latest filing
Net Interest Margin
3.70%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Citizens Deposit Bank of Arlington, Inc.
1 Walnut St
Arlington, KY 42021
Full Service - Brick and Mortar
Updated 11/14/2025Established 12/01/1949FDIC Certificate 10951
Branches (4)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Citizens Deposit Bank of Arlington, Inc. (Main) | 1 Walnut St | Arlington, KY |
| BARDWELL BRANCH | 941 Us Highway 62 | Bardwell, KY |
| WICKLIFFE BRANCH | 150 S 10th St | Wickliffe, KY |
| CITIZENS DEPOSIT BANK KEVIL LOCATION | 12340 Us Highway 60 W | Kevil, KY |
| CITIZENS DEPOSIT BANK CUNNINGHAM BRANCH | 8045 Us Highway 62 | Cunningham, KY |
Showing 4 of 4
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 12/01/1949 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 42021 |
| State and County Number | 21039 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 08 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 56 |
| Domestic Offices | 5 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 12/01/1949 |
| Primary Insurance Agency | DIF |
| Website | http://www.cdbky.com |
| Data Updated | 11/14/2025 |
| CERT | 16852 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $332.56M |
| Total Deposits | $271.79M |
| Total Liabilities | $293.58M |
| Total Equity Capital | $38.97M |
| Net Income | $1.23M |
| Net Loans and Leases | $231.91M |
| Assets Per Employee ($Millions) | $5.94M |
| Bank Premises and Fixed Assets | $4.75M |
| Cash and Balances due from Depository Institutions | $19.96M |
| Deposits Held in Domestic Offices | $271.79M |
Key Performance Ratios
| Return on Assets (ROA) | 1.5% |
| Return on Equity (ROE) | 12.99% |
| Net Interest Margin | 3.7% |
| Efficiency Ratio | 57.14% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.04% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 11.72% |
| Earning Assets to total Assets | 93.87% |
Income and Expense
| Total Interest Income | $5.03M |
| Total Noninterest Income | $228.00k |
| Total Interest Expense | $2.20M |
| Total Noninterest Expense | $1.75M |
| Net Interest Income | $2.83M |
| Pre-tax Net Operating Income | $1.28M |
| Provision for Credit Losses | $30.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $19.37M |
| Federal Funds Sold & Reverse Repurchase Agreement | $2.48M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $2.42M |
| Total Liabilities and Capital | $332.56M |
Securities
| Securities | $64.36M |
| Available-for-sale debt securities | $64.36M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Citizens Deposit Bank of Arlington, Inc.?
$332.56M as of the latest filing.
How much are Citizens Deposit Bank of Arlington, Inc.'s total deposits?
$271.79M in total deposits.
Where is Citizens Deposit Bank of Arlington, Inc. located?
Arlington, KY.
What is the Net Interest Margin?
3.70%.
How many domestic offices does it operate?
5.
When was it established?
12/01/1949.
What is the Return on Assets (ROA)?
1.5%.
How much are total loans and leases?
$231.91M (latest filing).
What is the total interest income (latest filing)?
$5.03M.