The Citizens Bank of Weston

Weston, WV
IDRSSD: 639633
Total Assets
$299.32M
Latest filing
Total Deposits
$264.85M
Latest filing
Net Interest Margin
4.27%
Profitability

Key People

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Locations

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Main Office
The Citizens Bank of Weston
201 Main Ave
Weston, WV 26452
Full Service - Brick and Mortar
Updated 01/30/2026Established 12/23/1891FDIC Certificate 13473

Branches (1)

Page 1 of 1
NameAddressCity / State
The Citizens Bank of Weston (Main)201 Main AveWeston, WV
JANE LEW BRANCH47 Industrial Park RdJane Lew, WV
Showing 1 of 1

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date12/23/1891
Community BankYes
Ownership TypeNot Mutual
ZIP26452
State and County Number54041
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number05
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictAtlanta
Core Based Statistical Area NameN/A

Operational Info

Number of Employees39
Domestic Offices2
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date01/02/2024
Date of Deposit Insurance02/02/1967
Primary Insurance AgencyDIF
Websitewww.citzensbankweston.com
Data Updated01/30/2026
CERT19674
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$299.32M
Total Deposits$264.85M
Total Liabilities$268.48M
Total Equity Capital$30.84M
Net Income$1.08M
Net Loans and Leases$211.08M
Assets Per Employee ($Millions)$7.67M
Bank Premises and Fixed Assets$943.00k
Cash and Balances due from Depository Institutions$30.83M
Deposits Held in Domestic Offices$264.85M

Key Performance Ratios

Return on Assets (ROA)1.45%
Return on Equity (ROE)14.14%
Net Interest Margin4.27%
Efficiency Ratio49.65%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.38%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets10.303%
Earning Assets to total Assets95.83%

Income and Expense

Total Interest Income$4.46M
Total Noninterest Income$345.00k
Total Interest Expense$1.38M
Total Noninterest Expense$1.70M
Net Interest Income$3.08M
Pre-tax Net Operating Income$1.44M
Provision for Credit Losses$287.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$1.66M
All Other Liabilities$1.96M
Total Liabilities and Capital$299.32M

Securities

Securities$53.91M
Available-for-sale debt securities$53.91M
Equity securities with readily determinable fair values not held for trading
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of The Citizens Bank of Weston?
$299.32M as of the latest filing.
How much are The Citizens Bank of Weston's total deposits?
$264.85M in total deposits.
Where is The Citizens Bank of Weston located?
Weston, WV.
What is the Net Interest Margin?
4.27%.
How many domestic offices does it operate?
2.
When was it established?
12/23/1891.
What is the Return on Assets (ROA)?
1.45%.
How much are total loans and leases?
$211.08M (latest filing).
What is the total interest income (latest filing)?
$4.46M.