Bank of Columbia
Columbia, KY
IDRSSD: 839246
Total Assets
$225.79M
Latest filing
Total Deposits
$197.84M
Latest filing
Net Interest Margin
4.84%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Bank of Columbia
144 Public Sq
Columbia, KY 42728
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1866FDIC Certificate 5588
Branches (2)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Bank of Columbia (Main) | 144 Public Sq | Columbia, KY |
| MERCHANT STREET DRIVE-IN BRANCH | 112 Merchant St | Columbia, KY |
| JAMESTOWN STREET BRANCH | 807 Jamestown St | Columbia, KY |
Showing 2 of 2
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
United Citizens Bank of Southern Kentucky
Columbia, Kentucky
→
Assets: $267.31MΔ +22.8%
Lewisburg Banking Company
Lewisburg, Kentucky
→
Assets: $218.97MΔ +0.6%
Citizens Bank & Trust Co. of Jackson
Jackson, Kentucky
→
Assets: $215.78MΔ -0.9%
The Citizens Bank
Hickman, Kentucky
→
Assets: $214.42MΔ -1.5%
Commercial Bank
West Liberty, Kentucky
→
Assets: $214.04MΔ -1.7%
Farmers Bank and Trust Company
Princeton, Kentucky
→
Assets: $222.54MΔ +2.2%
Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1866 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 42728 |
| State and County Number | 21001 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 08 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 31 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.bankcolumbia.com |
| Data Updated | 11/14/2025 |
| CERT | 8775 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $225.79M |
| Total Deposits | $197.84M |
| Total Liabilities | $206.35M |
| Total Equity Capital | $19.44M |
| Net Income | $1.26M |
| Net Loans and Leases | $182.84M |
| Assets Per Employee ($Millions) | $7.06M |
| Bank Premises and Fixed Assets | $1.78M |
| Cash and Balances due from Depository Institutions | $11.63M |
| Deposits Held in Domestic Offices | $197.84M |
Key Performance Ratios
| Return on Assets (ROA) | 2.27% |
| Return on Equity (ROE) | 26.4% |
| Net Interest Margin | 4.84% |
| Efficiency Ratio | 51.59% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.18% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.611% |
| Earning Assets to total Assets | 96.31% |
Income and Expense
| Total Interest Income | $3.55M |
| Total Noninterest Income | $218.00k |
| Total Interest Expense | $965.00k |
| Total Noninterest Expense | $1.45M |
| Net Interest Income | $2.58M |
| Pre-tax Net Operating Income | $1.26M |
| Provision for Credit Losses | $99.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $7.24M |
| Federal Funds Sold & Reverse Repurchase Agreement | $74.00k |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.28M |
| Total Liabilities and Capital | $225.79M |
Securities
| Securities | $26.16M |
| Available-for-sale debt securities | $26.16M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Bank of Columbia?
$225.79M as of the latest filing.
How much are Bank of Columbia's total deposits?
$197.84M in total deposits.
Where is Bank of Columbia located?
Columbia, KY.
What is the Net Interest Margin?
4.84%.
How many domestic offices does it operate?
3.
When was it established?
01/01/1866.
What is the Return on Assets (ROA)?
2.27%.
How much are total loans and leases?
$182.84M (latest filing).
What is the total interest income (latest filing)?
$3.55M.