Bank of Columbia
Columbia, KY
IDRSSD: 839246
Total Assets
$230.04M
Latest filing
Total Deposits
$202.92M
Latest filing
Net Interest Margin
4.65%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
2 routesView all→
042108290CORBIN, KY083903098COLUMBIA, KY
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Bank of Columbia
144 Public Sq
Columbia, KY 42728
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1866FDIC Certificate 5588
Branches (2)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Bank of Columbia (Main) | 144 Public Sq | Columbia, KY |
| MERCHANT STREET DRIVE-IN BRANCH | 112 Merchant St | Columbia, KY |
| JAMESTOWN STREET BRANCH | 807 Jamestown St | Columbia, KY |
Showing 2 of 2
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1866 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 42728 |
| State and County Number | 21001 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 08 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 32 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.bankcolumbia.com |
| Data Updated | 01/30/2026 |
| CERT | 8775 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $230.04M |
| Total Deposits | $202.92M |
| Total Liabilities | $210.49M |
| Total Equity Capital | $19.56M |
| Net Income | $1.29M |
| Net Loans and Leases | $185.18M |
| Assets Per Employee ($Millions) | $7.19M |
| Bank Premises and Fixed Assets | $1.80M |
| Cash and Balances due from Depository Institutions | $14.05M |
| Deposits Held in Domestic Offices | $202.92M |
Key Performance Ratios
| Return on Assets (ROA) | 2.27% |
| Return on Equity (ROE) | 26.5% |
| Net Interest Margin | 4.65% |
| Efficiency Ratio | 52.22% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.11% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.502% |
| Earning Assets to total Assets | 95.98% |
Income and Expense
| Total Interest Income | $3.56M |
| Total Noninterest Income | $292.00k |
| Total Interest Expense | $1.01M |
| Total Noninterest Expense | $1.48M |
| Net Interest Income | $2.55M |
| Pre-tax Net Operating Income | $1.29M |
| Provision for Credit Losses | $65.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $6.50M |
| Federal Funds Sold & Reverse Repurchase Agreement | $196.00k |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.07M |
| Total Liabilities and Capital | $230.04M |
Securities
| Securities | $25.46M |
| Available-for-sale debt securities | $25.46M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Bank of Columbia?
$230.04M as of the latest filing.
How much are Bank of Columbia's total deposits?
$202.92M in total deposits.
Where is Bank of Columbia located?
Columbia, KY.
What is the Net Interest Margin?
4.65%.
How many domestic offices does it operate?
3.
When was it established?
01/01/1866.
What is the Return on Assets (ROA)?
2.27%.
How much are total loans and leases?
$185.18M (latest filing).
What is the total interest income (latest filing)?
$3.56M.