Capital Bank, National Association
Rockville, MD
IDRSSD: 2808602
Total Assets
$3.55B
Latest filing
Total Deposits
$3.11B
Latest filing
Net Interest Margin
6.13%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
2 routesView all→
055003340ROCKVILLE, MD255071981LAUREL, MD
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Capital Bank, National Association
2275 Research Blvd
Rockville, MD 20850
Limited Service - Administrative
Updated 01/30/2026Established 12/14/1999FDIC Certificate 77667
Branches (7)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Capital Bank, National Association (Main) | 2275 Research Blvd | Rockville, MD |
| WEST TOWN BRANCH | 7820 W 26th St | North Riverside, IL |
| 1400 W STREET BRANCH | 1400 W St Nw | Washington, DC |
| COLUMBIA BRANCH | 6711 Columbia Gateway Dr | Columbia, MD |
| RESTON BRANCH | 1900 Campus Commons Drive, Suite 103 | Reston, VA |
| ROCKVILLE BRANCH | 1 Church St | Rockville, MD |
| FT. LAUDERDALE BRANCH | 550 South Andrews Avenue, Suite 640 | Fort Lauderdale, FL |
| RALEIGH BRANCH | 8450 Falls Of Neuse Road | Raleigh, NC |
Showing 7 of 7
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 12/14/1999 |
| Community Bank | No |
| Ownership Type | Not Mutual |
| ZIP | 20850 |
| State and County Number | 24031 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 05 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | New York |
| Core Based Statistical Area Name | Washington-Arlington-Alexandria, DC-VA-MD-WV |
Operational Info
| Number of Employees | 422 |
| Domestic Offices | 8 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 10/01/2024 |
| Date of Deposit Insurance | 12/14/1999 |
| Primary Insurance Agency | DIF |
| Website | http://www.capitalbankmd.com |
| Data Updated | 01/30/2026 |
| CERT | 35278 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $3.55B |
| Total Deposits | $3.11B |
| Total Liabilities | $3.21B |
| Total Equity Capital | $334.76M |
| Net Income | $13.54M |
| Net Loans and Leases | $2.89B |
| Assets Per Employee ($Millions) | $8.03M |
| Bank Premises and Fixed Assets | $12.29M |
| Cash and Balances due from Depository Institutions | $257.69M |
| Deposits Held in Domestic Offices | $3.11B |
Key Performance Ratios
| Return on Assets (ROA) | 1.58% |
| Return on Equity (ROE) | 16.44% |
| Net Interest Margin | 6.13% |
| Efficiency Ratio | 62.78% |
| Tier 1 Risk-Based Capital Ratio | 11.337% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.45% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.436% |
| Earning Assets to total Assets | 94.21% |
Income and Expense
| Total Interest Income | $67.83M |
| Total Noninterest Income | $7.78M |
| Total Interest Expense | $18.17M |
| Total Noninterest Expense | $36.06M |
| Net Interest Income | $49.66M |
| Pre-tax Net Operating Income | $17.48M |
| Provision for Credit Losses | $3.90M |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $3.86M |
| Other borrowed funds | $50.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $60.00k |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $57.77M |
| Total Liabilities and Capital | $3.55B |
Securities
| Securities | $230.08M |
| Available-for-sale debt securities | $230.08M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Capital Bank, National Association?
$3.55B as of the latest filing.
How much are Capital Bank, National Association's total deposits?
$3.11B in total deposits.
Where is Capital Bank, National Association located?
Rockville, MD.
What is the Net Interest Margin?
6.13%.
How many domestic offices does it operate?
8.
When was it established?
12/14/1999.
What is the Return on Assets (ROA)?
1.58%.
How much are total loans and leases?
$2.89B (latest filing).
What is the total interest income (latest filing)?
$67.83M.