Capital Bank, National Association

Rockville, MD
IDRSSD: 2808602
Total Assets
$3.33B
Latest filing
Total Deposits
$2.94B
Latest filing
Net Interest Margin
6.53%
Profitability

Locations

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Main Office
Capital Bank, National Association
2275 Research Blvd
Rockville, MD 20850
Limited Service - Administrative
Updated 11/14/2025Established 12/14/1999FDIC Certificate 77667

Branches (7)

Page 1 of 1
NameAddressCity / State
Capital Bank, National Association (Main)2275 Research BlvdRockville, MD
WEST TOWN BRANCH7820 W 26th StNorth Riverside, IL
1400 W STREET BRANCH1400 W St NwWashington, DC
COLUMBIA BRANCH6711 Columbia Gateway DrColumbia, MD
RESTON BRANCH1900 Campus Commons Drive, Suite 103Reston, VA
ROCKVILLE BRANCH1 Church StRockville, MD
FT. LAUDERDALE BRANCH550 South Andrews Avenue, Suite 640Fort Lauderdale, FL
RALEIGH BRANCH8450 Falls Of Neuse RoadRaleigh, NC
Showing 7 of 7

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, national (federal) charter, Fed member, and supervised by the OCC
Primary RegulatorOCC
Established Date12/14/1999
Community BankNo
Ownership TypeNot Mutual
ZIP20850
State and County Number24031
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number05
Numeric code3
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictNew York
Core Based Statistical Area NameWashington-Arlington-Alexandria, DC-VA-MD-WV

Operational Info

Number of Employees421
Domestic Offices8
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date10/01/2024
Date of Deposit Insurance12/14/1999
Primary Insurance AgencyDIF
Websitehttp://www.capitalbankmd.com
Data Updated11/14/2025
CERT35278
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$3.33B
Total Deposits$2.94B
Total Liabilities$3.00B
Total Equity Capital$324.53M
Net Income$12.86M
Net Loans and Leases$2.74B
Assets Per Employee ($Millions)$7.89M
Bank Premises and Fixed Assets$12.44M
Cash and Balances due from Depository Institutions$191.02M
Deposits Held in Domestic Offices$2.94B

Key Performance Ratios

Return on Assets (ROA)1.55%
Return on Equity (ROE)16.09%
Net Interest Margin6.53%
Efficiency Ratio62.02%
Tier 1 Risk-Based Capital Ratio11.657%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.58%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets9.751%
Earning Assets to total Assets94.36%

Income and Expense

Total Interest Income$64.08M
Total Noninterest Income$6.14M
Total Interest Expense$12.78M
Total Noninterest Expense$35.63M
Net Interest Income$51.30M
Pre-tax Net Operating Income$16.95M
Provision for Credit Losses$4.87M
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$1.38M
Other borrowed funds$22.00M
Federal Funds Sold & Reverse Repurchase Agreement$59.00k
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$45.98M
Total Liabilities and Capital$3.33B

Securities

Securities$232.63M
Available-for-sale debt securities$232.63M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Capital Bank, National Association?
$3.33B as of the latest filing.
How much are Capital Bank, National Association's total deposits?
$2.94B in total deposits.
Where is Capital Bank, National Association located?
Rockville, MD.
What is the Net Interest Margin?
6.53%.
How many domestic offices does it operate?
8.
When was it established?
12/14/1999.
What is the Return on Assets (ROA)?
1.55%.
How much are total loans and leases?
$2.74B (latest filing).
What is the total interest income (latest filing)?
$64.08M.