CFG Bank
Lutherville, MD
IDRSSD: 2471239
Total Assets
$5.47B
Latest filing
Total Deposits
$4.76B
Latest filing
Net Interest Margin
4.20%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
CFG Bank
11 W Ridgely Rd
Lutherville, MD 21093
Full Service - Brick and Mortar
Updated 11/14/2025Established 12/01/1997FDIC Certificate 57053
Branches (2)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| CFG Bank (Main) | 11 W Ridgely Rd | Lutherville, MD |
| BALTIMORE BRANCH | 1615 Thames St | Baltimore, MD |
| ANNAPOLIS BRANCH | 107 Forbes St | Annapolis, MD |
Showing 2 of 2
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 12/01/1997 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 21093 |
| State and County Number | 24005 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 05 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | New York |
| Core Based Statistical Area Name | Baltimore-Columbia-Towson, MD |
Operational Info
| Number of Employees | 315 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 12/07/2022 |
| Date of Deposit Insurance | 12/01/1997 |
| Primary Insurance Agency | DIF |
| Website | www.cfg.bank |
| Data Updated | 11/14/2025 |
| CERT | 34294 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $5.47B |
| Total Deposits | $4.76B |
| Total Liabilities | $4.86B |
| Total Equity Capital | $617.07M |
| Net Income | $19.13M |
| Net Loans and Leases | $3.60B |
| Assets Per Employee ($Millions) | $17.43M |
| Bank Premises and Fixed Assets | $67.25M |
| Cash and Balances due from Depository Institutions | $499.88M |
| Deposits Held in Domestic Offices | $4.76B |
Key Performance Ratios
| Return on Assets (ROA) | 1.39% |
| Return on Equity (ROE) | 12.57% |
| Net Interest Margin | 4.2% |
| Efficiency Ratio | 55.98% |
| Tier 1 Risk-Based Capital Ratio | 12.62% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.05% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 11.272% |
| Earning Assets to total Assets | 94.15% |
Income and Expense
| Total Interest Income | $98.27M |
| Total Noninterest Income | $5.66M |
| Total Interest Expense | $44.08M |
| Total Noninterest Expense | $33.51M |
| Net Interest Income | $54.19M |
| Pre-tax Net Operating Income | $25.64M |
| Provision for Credit Losses | $710.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $53.92M |
| Other borrowed funds | $1.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $95.05M |
| Total Liabilities and Capital | $5.47B |
Securities
| Securities | $1.07B |
| Available-for-sale debt securities | $964.51M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $104.56M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of CFG Bank?
$5.47B as of the latest filing.
How much are CFG Bank's total deposits?
$4.76B in total deposits.
Where is CFG Bank located?
Lutherville, MD.
What is the Net Interest Margin?
4.20%.
How many domestic offices does it operate?
3.
When was it established?
12/01/1997.
What is the Return on Assets (ROA)?
1.39%.
How much are total loans and leases?
$3.60B (latest filing).
What is the total interest income (latest filing)?
$98.27M.