Presidential Bank, FSB
Bethesda, MD
IDRSSD: 538473
Total Assets
$1.06B
Latest filing
Total Deposits
$944.88M
Latest filing
Net Interest Margin
3.09%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Presidential Bank, FSB
4520 East West Hwy
Bethesda, MD 20814
Full Service - Brick and Mortar
Updated 01/30/2026Established 04/15/1985FDIC Certificate 45197
Branches (10)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| Presidential Bank, FSB (Main) | 4520 East West Hwy | Bethesda, MD |
| 1660 K STREET BRANCH | 1660 K St Nw | Washington, DC |
| ROSSLYN BRANCH | 1515 Wilson Blvd | Arlington, VA |
| ROCKVILLE BRANCH | 11640 Rockville Pike | Rockville, MD |
| MCLEAN BRANCH | 6707 Old Dominion Dr | Mclean, VA |
| ARLINGTON BRANCH | 901 N Stuart St | Arlington, VA |
| RESTON BRANCH | 11211 Reston Station Blvd | Reston, VA |
| TYSONS BRANCH | 8150 Leesburg Pike | Vienna, VA |
Showing 7 of 10
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Federal savings banks, federal charter, supervised by the OCC or (pre-2011) OTS |
| Primary Regulator | OCC |
| Established Date | 04/15/1985 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 20814 |
| State and County Number | 24031 |
| Subchapter S Corporations | No |
| Trust Powers | Limited Trust Powers Granted |
| Federal Reserve ID Number | 05 |
| Numeric code | 33 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | New York |
| Core Based Statistical Area Name | Washington-Arlington-Alexandria, DC-VA-MD-WV |
Operational Info
| Number of Employees | 345 |
| Domestic Offices | 11 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 08/09/1989 |
| Primary Insurance Agency | DIF |
| Website | www.presidential.com |
| Data Updated | 01/30/2026 |
| CERT | 32363 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $1.06B |
| Total Deposits | $944.88M |
| Total Liabilities | $966.03M |
| Total Equity Capital | $91.02M |
| Net Income | $1.03M |
| Net Loans and Leases | $778.83M |
| Assets Per Employee ($Millions) | $3.03M |
| Bank Premises and Fixed Assets | $11.37M |
| Cash and Balances due from Depository Institutions | $176.40M |
| Deposits Held in Domestic Offices | $944.88M |
Key Performance Ratios
| Return on Assets (ROA) | 0.39% |
| Return on Equity (ROE) | 4.54% |
| Net Interest Margin | 3.09% |
| Efficiency Ratio | 89.66% |
| Tier 1 Risk-Based Capital Ratio | 12.961% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.09% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.61% |
| Earning Assets to total Assets | 95.8% |
Income and Expense
| Total Interest Income | $15.38M |
| Total Noninterest Income | $7.46M |
| Total Interest Expense | $7.65M |
| Total Noninterest Expense | $13.62M |
| Net Interest Income | $7.74M |
| Pre-tax Net Operating Income | $1.32M |
| Provision for Credit Losses | $247.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $21.16M |
| Total Liabilities and Capital | $1.06B |
Securities
| Securities | $59.46M |
| Available-for-sale debt securities | $41.93M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $16.00M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Presidential Bank, FSB?
$1.06B as of the latest filing.
How much are Presidential Bank, FSB's total deposits?
$944.88M in total deposits.
Where is Presidential Bank, FSB located?
Bethesda, MD.
What is the Net Interest Margin?
3.09%.
How many domestic offices does it operate?
11.
When was it established?
04/15/1985.
What is the Return on Assets (ROA)?
0.39%.
How much are total loans and leases?
$778.83M (latest filing).
What is the total interest income (latest filing)?
$15.38M.