Arundel Federal Savings Bank

Glen Burnie, MD
IDRSSD: 390372
Total Assets
$442.73M
Latest filing
Total Deposits
$336.47M
Latest filing
Net Interest Margin
2.24%
Profitability

Locations

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Main Office
Arundel Federal Savings Bank
655 Crain Hwy S
Glen Burnie, MD 21061
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1906FDIC Certificate 41614

Branches (5)

Page 1 of 1
NameAddressCity / State
Arundel Federal Savings Bank (Main)655 Crain Hwy SGlen Burnie, MD
MOUNTAIN ROAD BRANCH4179 Mountain RdPasadena, MD
655 CRAIN HIGHWAY S BRANCH655 Crain Hwy SGlen Burnie, MD
2661 RIVA ROAD BRANCH2661 Riva RdAnnapolis, MD
SEVERNA PARK BRANCH50 W Mckinsey RdSeverna Park, MD
BROOKLYN BRANCH333 E Patapsco AveBrooklyn, MD
Showing 5 of 5

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassFederal savings banks, federal charter, supervised by the OCC or (pre-2011) OTS
Primary RegulatorOCC
Established Date01/01/1906
Community BankYes
Ownership TypeMutual
ZIP21061
State and County Number24003
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number05
Numeric code34
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictNew York
Core Based Statistical Area NameBaltimore-Columbia-Towson, MD

Operational Info

Number of Employees67
Domestic Offices6
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance08/09/1989
Primary Insurance AgencyDIF
Websitewww.arundelfederal.com
Data Updated11/14/2025
CERT28780
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$442.73M
Total Deposits$336.47M
Total Liabilities$378.06M
Total Equity Capital$64.67M
Net Income$-12,000
Net Loans and Leases$369.30M
Assets Per Employee ($Millions)$6.71M
Bank Premises and Fixed Assets$4.77M
Cash and Balances due from Depository Institutions$23.64M
Deposits Held in Domestic Offices$336.47M

Key Performance Ratios

Return on Assets (ROA)-0.01%
Return on Equity (ROE)-0.07%
Net Interest Margin2.24%
Efficiency Ratio100.84%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets14.607%
Earning Assets to total Assets97.1%

Income and Expense

Total Interest Income$4.74M
Total Noninterest Income$91.00k
Total Interest Expense$2.31M
Total Noninterest Expense$2.54M
Net Interest Income$2.42M
Pre-tax Net Operating Income$-21,000
Provision for Credit Losses$0
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$36.50M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$5.09M
Total Liabilities and Capital$442.73M

Securities

Securities$38.19M
Available-for-sale debt securities$38.19M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Arundel Federal Savings Bank?
$442.73M as of the latest filing.
How much are Arundel Federal Savings Bank's total deposits?
$336.47M in total deposits.
Where is Arundel Federal Savings Bank located?
Glen Burnie, MD.
What is the Net Interest Margin?
2.24%.
How many domestic offices does it operate?
6.
When was it established?
01/01/1906.
What is the Return on Assets (ROA)?
-0.01%.
How much are total loans and leases?
$369.30M (latest filing).
What is the total interest income (latest filing)?
$4.74M.