The Queenstown Bank of Maryland
Queenstown, MD
IDRSSD: 429021
Total Assets
$724.62M
Latest filing
Total Deposits
$645.75M
Latest filing
Net Interest Margin
3.09%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
The Queenstown Bank of Maryland
7101 Main St
Queenstown, MD 21658
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1899FDIC Certificate 5617
Branches (8)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| The Queenstown Bank of Maryland (Main) | 7101 Main St | Queenstown, MD |
| GRASONVILLE BRANCH | U.S. 50 And Maryland 18 | Grasonville, MD |
| CHESTER BRANCH | Castle Marina Road And U.S. Routes 50-301 | Chester, MD |
| STEVENSVILLE BRANCH | Routes 8 And 18 | Stevensville, MD |
| CENTREVILLE BRANCH | Route 213 And Coursevall Drive | Centreville, MD |
| EASTON BRANCH | 274 N Washington St | Easton, MD |
| RIDGELY BRANCH | 204 E 6th St | Ridgely, MD |
| CHURCH HILL BRANCH | 1005 Sudlersville Rd | Church Hill, MD |
Showing 7 of 8
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1899 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 21658 |
| State and County Number | 24035 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 05 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | New York |
| Core Based Statistical Area Name | Baltimore-Columbia-Towson, MD |
Operational Info
| Number of Employees | 96 |
| Domestic Offices | 9 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | wwww.queenstownbank.com |
| Data Updated | 11/14/2025 |
| CERT | 8816 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $724.62M |
| Total Deposits | $645.75M |
| Total Liabilities | $650.86M |
| Total Equity Capital | $73.76M |
| Net Income | $1.49M |
| Net Loans and Leases | $448.83M |
| Assets Per Employee ($Millions) | $7.25M |
| Bank Premises and Fixed Assets | $6.86M |
| Cash and Balances due from Depository Institutions | $116.09M |
| Deposits Held in Domestic Offices | $645.75M |
Key Performance Ratios
| Return on Assets (ROA) | 0.84% |
| Return on Equity (ROE) | 8.25% |
| Net Interest Margin | 3.09% |
| Efficiency Ratio | 65.07% |
| Tier 1 Risk-Based Capital Ratio | 18.458% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.179% |
| Earning Assets to total Assets | 93.98% |
Income and Expense
| Total Interest Income | $7.99M |
| Total Noninterest Income | $518.00k |
| Total Interest Expense | $2.82M |
| Total Noninterest Expense | $3.70M |
| Net Interest Income | $5.17M |
| Pre-tax Net Operating Income | $1.99M |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $5.11M |
| Total Liabilities and Capital | $724.62M |
Securities
| Securities | $124.74M |
| Available-for-sale debt securities | $118.43M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $6.31M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The Queenstown Bank of Maryland?
$724.62M as of the latest filing.
How much are The Queenstown Bank of Maryland's total deposits?
$645.75M in total deposits.
Where is The Queenstown Bank of Maryland located?
Queenstown, MD.
What is the Net Interest Margin?
3.09%.
How many domestic offices does it operate?
9.
When was it established?
01/01/1899.
What is the Return on Assets (ROA)?
0.84%.
How much are total loans and leases?
$448.83M (latest filing).
What is the total interest income (latest filing)?
$7.99M.