Hebron Savings Bank

Hebron, MD
IDRSSD: 780722
Total Assets
$813.73M
Latest filing
Total Deposits
$700.38M
Latest filing
Net Interest Margin
4.82%
Profitability

Key People

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Locations

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Main Office
Hebron Savings Bank
101 N Main St
Hebron, MD 21830
Full Service - Brick and Mortar
Updated 01/30/2026Established 06/11/1910FDIC Certificate 5614

Branches (12)

Page 1 of 2
NameAddressCity / State
Hebron Savings Bank (Main)101 N Main StHebron, MD
SHARPTOWN BRANCH303 Main StSharptown, MD
VIENNA BRANCH100 Market & Race StreetsVienna, MD
CARROLL STREET BRANCH415 E Carroll StSalisbury, MD
QUANTICO SQUARE BRANCH1008 W Main StSalisbury, MD
CAMBRIDGE BRANCH6 Cedar StCambridge, MD
PRINCESS ANNE BRANCH30499 Mount Vernon RdPrincess Anne, MD
MT HERMON BRANCH1310 Mount Hermon RdSalisbury, MD
Showing 7 of 12

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date06/11/1910
Community BankYes
Ownership TypeNot Mutual
ZIP21830
State and County Number24045
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number05
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictNew York
Core Based Statistical Area NameSalisbury, MD-DE

Operational Info

Number of Employees142
Domestic Offices13
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitewww.hebronsavingsbank.com
Data Updated01/30/2026
CERT8811
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$813.73M
Total Deposits$700.38M
Total Liabilities$711.42M
Total Equity Capital$102.30M
Net Income$3.68M
Net Loans and Leases$618.23M
Assets Per Employee ($Millions)$5.9M
Bank Premises and Fixed Assets$13.93M
Cash and Balances due from Depository Institutions$72.85M
Deposits Held in Domestic Offices$700.38M

Key Performance Ratios

Return on Assets (ROA)1.83%
Return on Equity (ROE)14.56%
Net Interest Margin4.82%
Efficiency Ratio51.16%
Tier 1 Risk-Based Capital Ratio15.618%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.06%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets12.572%
Earning Assets to total Assets93.57%

Income and Expense

Total Interest Income$11.04M
Total Noninterest Income$951.00k
Total Interest Expense$1.99M
Total Noninterest Expense$5.12M
Net Interest Income$9.05M
Pre-tax Net Operating Income$4.76M
Provision for Credit Losses$123.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets
Other Real Estate Owned$404.00k
Other borrowed funds$6.39M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$4.65M
Total Liabilities and Capital$813.73M

Securities

Securities$80.50M
Available-for-sale debt securities$75.15M
Equity securities with readily determinable fair values not held for trading
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Hebron Savings Bank?
$813.73M as of the latest filing.
How much are Hebron Savings Bank's total deposits?
$700.38M in total deposits.
Where is Hebron Savings Bank located?
Hebron, MD.
What is the Net Interest Margin?
4.82%.
How many domestic offices does it operate?
13.
When was it established?
06/11/1910.
What is the Return on Assets (ROA)?
1.83%.
How much are total loans and leases?
$618.23M (latest filing).
What is the total interest income (latest filing)?
$11.04M.