Hebron Savings Bank
Hebron, MD
IDRSSD: 780722
Total Assets
$792.06M
Latest filing
Total Deposits
$680.03M
Latest filing
Net Interest Margin
4.75%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Hebron Savings Bank
101 N Main St
Hebron, MD 21830
Full Service - Brick and Mortar
Updated 11/14/2025Established 06/11/1910FDIC Certificate 5614
Branches (12)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| Hebron Savings Bank (Main) | 101 N Main St | Hebron, MD |
| SHARPTOWN BRANCH | 303 Main St | Sharptown, MD |
| VIENNA BRANCH | 100 Market & Race Streets | Vienna, MD |
| CARROLL STREET BRANCH | 415 E Carroll St | Salisbury, MD |
| QUANTICO SQUARE BRANCH | 1008 W Main St | Salisbury, MD |
| CAMBRIDGE BRANCH | 6 Cedar St | Cambridge, MD |
| PRINCESS ANNE BRANCH | 30499 Mount Vernon Rd | Princess Anne, MD |
| MT HERMON BRANCH | 1310 Mount Hermon Rd | Salisbury, MD |
Showing 7 of 12
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 06/11/1910 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 21830 |
| State and County Number | 24045 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 05 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | New York |
| Core Based Statistical Area Name | Salisbury, MD-DE |
Operational Info
| Number of Employees | 141 |
| Domestic Offices | 14 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.hebronsavingsbank.com |
| Data Updated | 11/14/2025 |
| CERT | 8811 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $792.06M |
| Total Deposits | $680.03M |
| Total Liabilities | $691.94M |
| Total Equity Capital | $100.11M |
| Net Income | $3.15M |
| Net Loans and Leases | $576.30M |
| Assets Per Employee ($Millions) | $5.58M |
| Bank Premises and Fixed Assets | $13.94M |
| Cash and Balances due from Depository Institutions | $91.26M |
| Deposits Held in Domestic Offices | $680.03M |
Key Performance Ratios
| Return on Assets (ROA) | 1.61% |
| Return on Equity (ROE) | 12.85% |
| Net Interest Margin | 4.75% |
| Efficiency Ratio | 54.05% |
| Tier 1 Risk-Based Capital Ratio | 16.38% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.08% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 12.64% |
| Earning Assets to total Assets | 93.43% |
Income and Expense
| Total Interest Income | $10.64M |
| Total Noninterest Income | $833.00k |
| Total Interest Expense | $1.94M |
| Total Noninterest Expense | $5.15M |
| Net Interest Income | $8.70M |
| Pre-tax Net Operating Income | $4.23M |
| Provision for Credit Losses | $148.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $404.00k |
| Other borrowed funds | $6.84M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $5.07M |
| Total Liabilities and Capital | $792.06M |
Securities
| Securities | $82.12M |
| Available-for-sale debt securities | $76.83M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Hebron Savings Bank?
$792.06M as of the latest filing.
How much are Hebron Savings Bank's total deposits?
$680.03M in total deposits.
Where is Hebron Savings Bank located?
Hebron, MD.
What is the Net Interest Margin?
4.75%.
How many domestic offices does it operate?
14.
When was it established?
06/11/1910.
What is the Return on Assets (ROA)?
1.61%.
How much are total loans and leases?
$576.30M (latest filing).
What is the total interest income (latest filing)?
$10.64M.