Hebron Savings Bank
Hebron, MD
IDRSSD: 780722
Total Assets
$813.73M
Latest filing
Total Deposits
$700.38M
Latest filing
Net Interest Margin
4.82%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Hebron Savings Bank
101 N Main St
Hebron, MD 21830
Full Service - Brick and Mortar
Updated 01/30/2026Established 06/11/1910FDIC Certificate 5614
Branches (12)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| Hebron Savings Bank (Main) | 101 N Main St | Hebron, MD |
| SHARPTOWN BRANCH | 303 Main St | Sharptown, MD |
| VIENNA BRANCH | 100 Market & Race Streets | Vienna, MD |
| CARROLL STREET BRANCH | 415 E Carroll St | Salisbury, MD |
| QUANTICO SQUARE BRANCH | 1008 W Main St | Salisbury, MD |
| CAMBRIDGE BRANCH | 6 Cedar St | Cambridge, MD |
| PRINCESS ANNE BRANCH | 30499 Mount Vernon Rd | Princess Anne, MD |
| MT HERMON BRANCH | 1310 Mount Hermon Rd | Salisbury, MD |
Showing 7 of 12
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 06/11/1910 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 21830 |
| State and County Number | 24045 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 05 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | New York |
| Core Based Statistical Area Name | Salisbury, MD-DE |
Operational Info
| Number of Employees | 142 |
| Domestic Offices | 13 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.hebronsavingsbank.com |
| Data Updated | 01/30/2026 |
| CERT | 8811 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $813.73M |
| Total Deposits | $700.38M |
| Total Liabilities | $711.42M |
| Total Equity Capital | $102.30M |
| Net Income | $3.68M |
| Net Loans and Leases | $618.23M |
| Assets Per Employee ($Millions) | $5.9M |
| Bank Premises and Fixed Assets | $13.93M |
| Cash and Balances due from Depository Institutions | $72.85M |
| Deposits Held in Domestic Offices | $700.38M |
Key Performance Ratios
| Return on Assets (ROA) | 1.83% |
| Return on Equity (ROE) | 14.56% |
| Net Interest Margin | 4.82% |
| Efficiency Ratio | 51.16% |
| Tier 1 Risk-Based Capital Ratio | 15.618% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.06% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 12.572% |
| Earning Assets to total Assets | 93.57% |
Income and Expense
| Total Interest Income | $11.04M |
| Total Noninterest Income | $951.00k |
| Total Interest Expense | $1.99M |
| Total Noninterest Expense | $5.12M |
| Net Interest Income | $9.05M |
| Pre-tax Net Operating Income | $4.76M |
| Provision for Credit Losses | $123.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $404.00k |
| Other borrowed funds | $6.39M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $4.65M |
| Total Liabilities and Capital | $813.73M |
Securities
| Securities | $80.50M |
| Available-for-sale debt securities | $75.15M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Hebron Savings Bank?
$813.73M as of the latest filing.
How much are Hebron Savings Bank's total deposits?
$700.38M in total deposits.
Where is Hebron Savings Bank located?
Hebron, MD.
What is the Net Interest Margin?
4.82%.
How many domestic offices does it operate?
13.
When was it established?
06/11/1910.
What is the Return on Assets (ROA)?
1.83%.
How much are total loans and leases?
$618.23M (latest filing).
What is the total interest income (latest filing)?
$11.04M.