Calvin B. Taylor Banking Company of Berlin, Maryland
Berlin, MD
IDRSSD: 39327
Total Assets
$1.01B
Latest filing
Total Deposits
$882.33M
Latest filing
Net Interest Margin
3.95%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Calvin B. Taylor Banking Company of Berlin, Maryland
24 N Main St
Berlin, MD 21811
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1890FDIC Certificate 4012
Branches (11)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| Calvin B. Taylor Banking Company of Berlin, Maryland (Main) | 24 N Main St | Berlin, MD |
| POCOMOKE CITY BRANCH | 2140 Old Snow Hill Rd | Pocomoke City, MD |
| SNOW HILL BRANCH | 108 W Market St | Snow Hill, MD |
| OCEAN CITY BRANCH | 100 20th St | Ocean City, MD |
| NORTH OCEAN CITY-FENWICK BRANCH | 14200 Coastal Hwy | Ocean City, MD |
| OCEAN LANDING BRANCH OFFICE | 11359 Samuel Bowen Blvd | Berlin, MD |
| OCEAN PINES BRANCH | 11103 Cathell Rd | Berlin, MD |
| WEST OCEAN CITY BRANCH | 9923 Golf Course Rd | Ocean City, MD |
Showing 7 of 11
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1890 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 21811 |
| State and County Number | 24047 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 05 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | New York |
| Core Based Statistical Area Name | Salisbury, MD-DE |
Operational Info
| Number of Employees | 115 |
| Domestic Offices | 12 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.taylorbank.com |
| Data Updated | 11/14/2025 |
| CERT | 5874 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $1.01B |
| Total Deposits | $882.33M |
| Total Liabilities | $887.49M |
| Total Equity Capital | $125.22M |
| Net Income | $4.00M |
| Net Loans and Leases | $638.87M |
| Assets Per Employee ($Millions) | $8.81M |
| Bank Premises and Fixed Assets | $15.91M |
| Cash and Balances due from Depository Institutions | $105.06M |
| Deposits Held in Domestic Offices | $882.33M |
Key Performance Ratios
| Return on Assets (ROA) | 1.62% |
| Return on Equity (ROE) | 13.03% |
| Net Interest Margin | 3.95% |
| Efficiency Ratio | 46.35% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.16% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 12.365% |
| Earning Assets to total Assets | 94.54% |
Income and Expense
| Total Interest Income | $11.98M |
| Total Noninterest Income | $1.12M |
| Total Interest Expense | $2.75M |
| Total Noninterest Expense | $4.80M |
| Net Interest Income | $9.23M |
| Pre-tax Net Operating Income | $5.15M |
| Provision for Credit Losses | $400.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $5.16M |
| Total Liabilities and Capital | $1.01B |
Securities
| Securities | $219.26M |
| Available-for-sale debt securities | $200.62M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $18.64M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Calvin B. Taylor Banking Company of Berlin, Maryland?
$1.01B as of the latest filing.
How much are Calvin B. Taylor Banking Company of Berlin, Maryland's total deposits?
$882.33M in total deposits.
Where is Calvin B. Taylor Banking Company of Berlin, Maryland located?
Berlin, MD.
What is the Net Interest Margin?
3.95%.
How many domestic offices does it operate?
12.
When was it established?
01/01/1890.
What is the Return on Assets (ROA)?
1.62%.
How much are total loans and leases?
$638.87M (latest filing).
What is the total interest income (latest filing)?
$11.98M.