Eastern Savings Bank, FSB
Hunt Valley, MD
IDRSSD: 643078
Total Assets
$366.52M
Latest filing
Total Deposits
$237.49M
Latest filing
Net Interest Margin
5.75%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Eastern Savings Bank, FSB
11350 Mccormick Rd
Hunt Valley, MD 21031
Full Service - Brick and Mortar
Updated 01/30/2026Established 05/29/1905FDIC Certificate 45194
Branches (2)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Eastern Savings Bank, FSB (Main) | 11350 Mccormick Rd | Hunt Valley, MD |
| 1417 REISTERTOWN ROAD BRANCH | 1417 Reisterstown Rd | Pikesville, MD |
| BALTIMORE NATIONAL PIKE BRANCH | 10060 Baltimore National Pike | Ellicott City, MD |
Showing 2 of 2
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Federal savings banks, federal charter, supervised by the OCC or (pre-2011) OTS |
| Primary Regulator | OCC |
| Established Date | 05/29/1905 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 21031 |
| State and County Number | 24005 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 05 |
| Numeric code | 33 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | New York |
| Core Based Statistical Area Name | Baltimore-Columbia-Towson, MD |
Operational Info
| Number of Employees | 63 |
| Domestic Offices | 4 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 08/09/1989 |
| Primary Insurance Agency | DIF |
| Website | www.easternsavingsbank.com |
| Data Updated | 01/30/2026 |
| CERT | 32360 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $366.52M |
| Total Deposits | $237.49M |
| Total Liabilities | $260.42M |
| Total Equity Capital | $106.10M |
| Net Income | $2.44M |
| Net Loans and Leases | $278.09M |
| Assets Per Employee ($Millions) | $6.32M |
| Bank Premises and Fixed Assets | $1.47M |
| Cash and Balances due from Depository Institutions | $43.35M |
| Deposits Held in Domestic Offices | $237.49M |
Key Performance Ratios
| Return on Assets (ROA) | 2.58% |
| Return on Equity (ROE) | 9.29% |
| Net Interest Margin | 5.75% |
| Efficiency Ratio | 59.06% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | -0.26% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 28.947% |
| Earning Assets to total Assets | 93.02% |
Income and Expense
| Total Interest Income | $6.92M |
| Total Noninterest Income | $246.00k |
| Total Interest Expense | $1.88M |
| Total Noninterest Expense | $3.13M |
| Net Interest Income | $5.05M |
| Pre-tax Net Operating Income | $2.42M |
| Provision for Credit Losses | $-249,000 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $4.93M |
| Other borrowed funds | $17.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $5.93M |
| Total Liabilities and Capital | $366.52M |
Securities
| Securities | $19.75M |
| Available-for-sale debt securities | $0 |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $19.80M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Eastern Savings Bank, FSB?
$366.52M as of the latest filing.
How much are Eastern Savings Bank, FSB's total deposits?
$237.49M in total deposits.
Where is Eastern Savings Bank, FSB located?
Hunt Valley, MD.
What is the Net Interest Margin?
5.75%.
How many domestic offices does it operate?
4.
When was it established?
05/29/1905.
What is the Return on Assets (ROA)?
2.58%.
How much are total loans and leases?
$278.09M (latest filing).
What is the total interest income (latest filing)?
$6.92M.